28 Avery Dr, Coldwater, MI 49036 Property Records

Branch County property record for 28 Avery Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2026)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-968-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-968-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 AVERY DR
City	COLDWATER
State	MI
Zip	49036-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 & 20 AVERY PARK MANOR SEC 22 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	22
Legal Subdivision	AVERY PARK MANOR
Legal Lot Number	19-20
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1030
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10190 COREY DR, THREE RIVERS, MI 49093-9255
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · USDA Mortgage MIDLAND MORTGAGE
Jan 30, 2026	Warranty Deed, Transfer · Commercial Mortgage CENTURY BANK & TRUST
Jan 28, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Oct 17, 2024 · Amount on Record
Deed Document Number	2026539
Prior Transfer Date	Sep 18, 2024
Prior Transfer Doc	0202404952
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	28 AVERY DR, COLDWATER, MI 49036-1728
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 AVERY DR, COLDWATER, MI 49036-1728

Mortgage

Document Number	0202303524
Date	Jun 28, 2023
Instrument	2023-03524

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2050

Interest

Index	COF

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 30, 2026
Property Address	28 AVERY DR, COLDWATER, MI 49036-1728
Document Number	0202600539
Map Reference	LB 3 PG 1
Instrument Date	Jan 28, 2026
Instrument	2026-00539
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 81, SAINT JOSEPH, MI 49085-0081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10190 COREY DR, THREE RIVERS, MI 49093-9255

Mortgage

Document Number	0202600540
Date	Jan 30, 2026
Instrument	2026-00540

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 28, 2026
Property Address	28 AVERY DR, COLDWATER, MI 49036-1728
Document Number	0202600515
Map Reference	LB 3 PG 1
Instrument Date	Jan 27, 2026
Instrument	2026-00515
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1328 N SUTTON PL, CHICAGO, IL 60610-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81, SAINT JOSEPH, MI 49085-0081

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 19, 2025
Property Address	28 AVERY DR, COLDWATER, MI 49036-1728
Document Number	0202507501
Map Reference	LB 3 PG 1
Instrument Date	Dec 19, 2025
Instrument	2025-07501
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	571 BIDWELL RD, COLDWATER, MI 49036-9635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 N SUTTON PL, CHICAGO, IL 60610-2008

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,700 (+0.29%)	$139,400 (+0.29%)
2025	$2,018.00 (+50.6%)	$69,500	$139,000
2024	$1,340.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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