31 Associated Ln, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 31 Associated Ln, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 951 sqft · built 1932
Lot Size0.144 acres (6,264 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (May 2022)
Tax Bill$8,087 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN117-301-033-000

Property Details

APN / Parcel Number

Primary APN117-301-033-000
Alternative APN
  • 117-301-033

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area951 sqft Living Area
1st Floor Area951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,264 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number117-301-033
Street Address31 ASSOCIATED LN
CityROYAL OAKS
StateCA
Zip95076-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 3 BD SAN CAYETANO RO SUB A OF LOT 107D
Legal SubdivisionMAP 3 BD SAN CAYETANO RO SUB A
Legal Block1
Legal Lot Number107D
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1001
Census Tract10101

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 ASSOCIATED LN, ROYAL OAKS, CA 95076-5201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Deed Document Number202223985
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateMay 24, 2022
Property Address31 ASSOCIATED LN, ROYAL OAKS, CA 95076-5201
Document Number0000023985
Instrument DateApr 25, 2022
Instrument2022023985
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address31 ASSOCIATED LN, ROYAL OAKS, CA 95076-5201

Mortgage

Document Number0000023986
DateMay 24, 2022
Instrument2022023986
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$595,335 (+2%) Land $378,850 Building $216,485
2025$8,087.00 (+22.49%)$583,663 (+4.04%) Land $371,422 Building $212,241
2023$6,602.00 (+264.35%)$561,000 Land $357,000 Building $204,000
2022$1,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims132 (1982–2023)
Claims Outside the SFHA5 of 132
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 11 claims
  • Severe Storm And Flooding, Mar 2023 · 71 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - PAJARO
serves 3,500 people · EPA ID CA2710020
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Verizon.

Nearby Properties on Associated Ln

Nearby Streets

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