19 Associated Ln, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 19 Associated Ln, Royal Oaks, CA 95076

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,297 sqft · built 1936
Lot Size0.167 acres (7,260 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Aug 2022)
Tax Bill$10,398 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN117-301-035-000

Property Details

APN / Parcel Number

Primary APN117-301-035-000
Alternative APN
  • 117-301-035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,297 sqft Living Area
1st Floor Area1,297 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,260 sqft (0.167 acres)
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Old Parcel Number117-301-035
Street Address19 ASSOCIATED LN
CityROYAL OAKS
StateCA
Zip95076-5201
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMAP 3 BD SAN CAYETANO RO SUB C OF LOT 107D
Legal SubdivisionMAP 3 BD SAN CAYETANO RO SUB C
Legal Block1
Legal Lot Number107D
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1001
Census Tract10101

Owner

19 Associated Ln, a duplex, is owned and occupied by an individual who bought it in August 2022.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address19 ASSOCIATED LN, ROYAL OAKS, CA 95076-5201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2022 · Amount on File
Deed SaleAug 1, 2022 · Amount on File
Deed Document Number202232779
Prior Transfer DateJul 28, 2022
Prior Transfer Doc0000032779
Record UpdatedOct 29, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 1, 2022
Property Address19 ASSOCIATED LN, ROYAL OAKS, CA 95076-5201
Document Number0000032779
Instrument DateJul 28, 2022
Instrument2022032779
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 MAHER RD, ROYAL OAKS, CA 95076-9048

Mortgage

Document Number0000032780
DateAug 1, 2022
Instrument2022032780
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 19 Associated Ln was $10,398 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$732,233 (+2%) Land $397,953 Building $334,280
2025$10,398.00 Homeowner's exemption$717,876 Land $390,150 Building $327,726
2023$7,929.00 (+405.35%) Homeowner's exemption$690,000 Land $375,000 Building $315,000
2022$1,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19 Associated Ln in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 114 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims132 (1982–2023)
Claims Outside the SFHA5 of 132
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 11 claims
  • Severe Storm And Flooding, Mar 2023 · 71 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Associated Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - PAJARO
serves 3,500 people · EPA ID CA2710020
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Verizon.

Nearby Properties on Associated Ln

Nearby Streets

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