31 Alan Ter, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 31 Alan Ter, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,480 sqft · built 1963
Lot Size	0.526 acres (22,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Aug 2022)
Tax Bill	$9,525 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-13-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00002-13-00003`
Alternative APNs	`2100002001300003` `003320`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,480 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	520 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	22,899 sqft (0.526 acres)
Lot Dimensions	229 ft deep x 100 ft wide
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	003320
Street Address	31 ALAN TER
City	HOWELL
State	NJ
Zip	07731-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	PARKWAY PINES SEC 04
Legal Block	2.13
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1015
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 ALAN TER, HOWELL, NJ 07731-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	202286525
Deed Book / Page	9611 / 8320
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 23, 2022
Property Address	31 ALAN TER, HOWELL, NJ 07731-2701
Document Number	0096118320
Book / Page	9611 / 8320
Instrument Date	Jul 27, 2022
Instrument	2022086525
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 ALAN TER, 31, HOWELL, NJ 07731-2701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ALAN TER, HOWELL, NJ 07731-2701

Mortgage

Document Number	2022086526
Date	Aug 23, 2022
Instrument	2022086526

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 ALAN TER, HOWELL, NJ 07731-2701
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095738752
Date	Jan 24, 2022
Book Page	9573/8752
Instrument	2022008912

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 ALAN TER, HOWELL, NJ 07731-2701
Document Number	0000057804
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 ALAN TER HOWELL NJ 077312701, HOWELL, NJ 07731-2701

Mortgage

Document Number	0000057804
Date	Jun 11, 2018
Book Page	009292/000513
Instrument	57804

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2033

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,500 (+3.92%) Land $377,600 Building $199,900	$577,500 (+3.92%) Land $377,600 Building $199,900
2025	$9,525.00 (+6.09%)	$555,700 (+17.61%) Land $357,600 Building $198,100	$555,700 (+17.61%) Land $357,600 Building $198,100
2024	$8,978.00 (+21.16%)
2023		$472,500 Land $282,600 Building $189,900	$472,500 Land $282,600 Building $189,900
2022	$7,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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