38 Alan Ter, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 38 Alan Ter, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,480 sqft · built 1961
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (May 2026)
Tax Bill	$8,916 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-12-00018`

Property Details

APN / Parcel Number

Primary APN	`21-00002-12-00018`
Alternative APNs	`2100002001200018` `003250`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,480 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	520 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	003250
Street Address	38 ALAN TER
City	HOWELL
State	NJ
Zip	07731-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	PARKWAY PINES SEC 04
Legal Block	2.12
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1014
Census Tract	811501

Owner

38 Alan Ter is owned and occupied by two individuals who bought it in May 2026.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 ALAN TER, HOWELL, NJ 07731-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 8, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Sep 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BRANDYWINE GABLES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Dec 14, 2020 · Amount on File
Deed Document Number	202637813
Deed Book / Page	9792 / 4921
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 8, 2026
Property Address	38 ALAN TER, HOWELL, NJ 07731-2702
Document Number	0097924921
Book / Page	9792 / 4921
Instrument Date	Apr 27, 2026
Instrument	202637813
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037814,
Date	May 8, 2026
Instrument	202637814

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 8, 2026
Property Address	38 ALAN TER, HOWELL, NJ 07731-2702
Document Number	0000037813
Book / Page	9792 / 4921
Instrument Date	Apr 27, 2026
Instrument	202637813
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	MAIN TITLE AGENCY, MADISON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037814,
Date	May 8, 2026
Instrument	202637814

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 30, 2019
Property Address	38 ALAN TER, HOWELL, NJ 07731-2702
Book / Page	009371 / 000873
Instrument Date	Sep 30, 2019
Instrument	90870
Transaction Type	Construction Loan
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 JACK MARTIN BLVD BRICK NJ 087247744, BRICK, NJ 08724-7744

Mortgage

Document Number	0000090870
Date	Sep 30, 2019
Book Page	009371/000873
Instrument	90870

Lender

Name	BRANDYWINE GABLES LLC
Address	515 JACK MARTIN BLVD, BRICK, NJ 08724-7744

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 29, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 38 Alan Ter was $8,916, up 6.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,900 (+4.17%) Land $359,400 Building $182,500	$541,900 (+4.17%) Land $359,400 Building $182,500
2025	$8,916.00 (+6.69%)	$520,200 Land $339,400 Building $180,800	$520,200 Land $339,400 Building $180,800
2024	$8,357.00
2023		$437,700 Land $264,400 Building $173,300	$437,700 Land $264,400 Building $173,300
2022	$7,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Alan Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Alan Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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