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31 5th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 31 5th St, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 952 sqft · built 1928
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on Record
Tax Bill$6,780 (2025)
Deeds & MortgagesSep 2022 Sale
Aug 2019 Mortgage
Flood ZoneZone AE (high risk)
APN19-00057-0000-00023

Property Details

APN / Parcel Number

Primary APN19-00057-0000-00023
Alternative APNs
  • 190005700023
  • 00010470

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area952 sqft Living Area
1st Floor Area476 sqft
Upper Floors Area476 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
PorchOpen Porch
Deck Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00010470
Street Address31 5TH ST
CityHIGHLANDS
StateNJ
Zip07732-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF0
Legal Block57
Legal Lot Number23
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2023
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15-17 S 7TH AVE, 2, LONG BRANCH, NJ 07740-6855
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed, Transfer
COASTAL TITLE, COASTAL TITLE AGENCY
Aug 14, 2019Grant Deed, Transfer
LAKELAND BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateSep 9, 2022
Property Address31 5TH ST, HIGHLANDS, NJ 07732-1617
Document Number0096146121
Book / Page9614 / 6121
Instrument DateJul 21, 2022
Instrument2022092371
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 BORDEN ST, 16, MONMOUTH BEACH, NJ 07750-1320

Transferred To (Grantee/Buyer)

NameVerified Name
Address15-17 S 7TH AVE, LONG BRANCH, NJ 07740-6855

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateAug 14, 2019
Property Address31 5TH ST, HIGHLANDS, NJ 07732-1617
Document Number0000073713
Book / Page009363 / 001175
Instrument DateJul 31, 2019
Instrument73713
Transaction TypeTransfer
Record UpdatedSep 5, 2019
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 BORDEN ST MONMOUTH BEACH NJ 077501320, MONMOUTH BEACH, NJ 07750-1320

Mortgage

Document Number73714
DateAug 14, 2019
Book Page009363/001191
Instrument73714
Lender
NameLAKELAND BK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
AmountAmount Recorded
Term300 Months
DueAug 13, 2044

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$502,600 (+26.76%) Land $326,200 Building $176,400$502,600 (+26.76%) Land $326,200 Building $176,400
2025$6,780.00 (+12.16%)$396,500 (+39.76%) Land $221,700 Building $174,800$396,500 (+39.76%) Land $221,700 Building $174,800
2024$6,045.00 (+13.14%)
2023$283,700 Land $116,200 Building $167,500$283,700 Land $116,200 Building $167,500
2022$5,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 271 individual policies
Nearby Flood Policies315 units insured
incl. 44 condo units
Nearby Flood Claims183 (1992–2023)
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 121 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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