27 5th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 27 5th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,752 sqft · built 2019
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Jun 2022)
Tax Bill	$17,216 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`19-00057-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`19-00057-0000-00025`
Alternative APNs	`190005700025` `00010490`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,752 sqft Living Area
1st Floor Area	1,220 sqft
Upper Floors Area	1,220 sqft
Basement Area	1,220 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	360 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00010490
Street Address	27 5TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SEA SIDE/HLNDS/NAVESINK
Legal Block	57
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2023
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 5TH ST, HIGHLANDS, NJ 07732-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERISAVE MTG
Nov 19, 2018	Grant Deed, Transfer STATEWIDE CLOSING SERVICES LLC, STATEWIDE CLOSING SVCS LLC
Oct 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 19, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	202266908
Deed Book / Page	9602 / 2775
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 27, 2022
Property Address	27 5TH ST, HIGHLANDS, NJ 07732-1617
Document Number	0096022775
Book / Page	9602 / 2775
Instrument Date	Apr 25, 2022
Instrument	2022066908
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	BENTLEY ABSTRACT, BENTLEY ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 THATCHER WAY, 1015, FORT MILL, SC 29715-6966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 5TH ST, HIGHLANDS, NJ 07732-1617

Mortgage

Document Number	2022066909
Date	Jun 27, 2022
Instrument	2022066909

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 5TH ST, HIGHLANDS, NJ 07732-1617
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 5TH ST HIGHLANDS NJ 077321617, HIGHLANDS, NJ 07732-1617

Mortgage

Document Number	14206
Date	Feb 6, 2020
Book Page	009395/005477
Instrument	14206

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2035

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 19, 2018
Property Address	27 5TH ST, HIGHLANDS, NJ 07732-1617
Document Number	0000111881
Book / Page	009321 / 004243
Instrument Date	Nov 6, 2018
Instrument	111881
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	STATEWIDE CLOSING SERVICES LLC, STATEWIDE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37 ACKER DR MIDDLETOWN NJ 077481614, MIDDLETOWN, NJ 07748-1614

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 19, 2017
Property Address	27 5TH ST, HIGHLANDS, NJ 07732-1617
Document Number	0000102709
Instrument Date	Sep 22, 2017
Instrument	102709
Transaction Type	Foreclosure
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 19, 2017
Property Address	27 5TH ST, HIGHLANDS, NJ 07732-1617
Document Number	0092545773
Book / Page	009254 / 005773
Instrument Date	Sep 22, 2017
Transaction Type	Foreclosure
Record Updated	Jan 10, 2018

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,118,400 (+11.08%) Land $333,300 Building $785,100	$1,118,400 (+11.08%) Land $333,300 Building $785,100
2025	$17,216.00 (-4.7%)	$1,006,800 (+14.94%) Land $228,800 Building $778,000	$1,006,800 (+14.94%) Land $228,800 Building $778,000
2024	$18,066.00 (+3.29%)
2023		$875,900 Land $122,400 Building $753,500	$875,900 Land $122,400 Building $753,500
2022	$17,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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