3099 Wickenden Ave, Elgin, IL 60124 Property Records

Kane County property record for 3099 Wickenden Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,969 sqft · built 2009
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jul 2021)
Tax Bill	$13,588 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-230-003`

Property Details

APN / Parcel Number

Primary APN	`06-19-230-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,969 sqft Living Area
Gross Area	5,384 sqft
Basement Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3099 WICKENDEN AVE
City	ELGIN
State	IL
Zip	60124-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 2B LT 409
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	409
Legal Unit	2B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851911

Owner

3099 Wickenden Ave is owned and occupied by an individual who acquired it in June 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2021	Deed, Transfer · Conventional Mortgage US BANK NA
Jul 6, 2021	Warranty Deed, Transfer · Line of Credit US BANK NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	202151758
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000026268
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2026
Property Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872
Document Number	0000026268
Instrument Date	Jun 23, 2026
Instrument	202626268
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2021
Property Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872
Document Number	0000051758
Map Reference	DOC 2005K128250
Instrument Date	Jun 19, 2021
Instrument	2021K051758
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872

Mortgage

Document Number	0000051759
Date	Jul 6, 2021
Instrument	2021K051759

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate	2.87%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2021
Property Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872
Document Number	0000051757
Map Reference	DOC 2005K128250
Instrument Date	Jun 2, 2021
Instrument	2021K051757
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872

Mortgage

Document Number	0000051760
Date	Jul 6, 2021
Instrument	2021K051760

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2051

Interest

Rate	2.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872
Document Number	0000035626
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3099 WICKENDEN AVE ELGIN IL 601247872, ELGIN, IL 60124-7872

Mortgage

Document Number	0000035626
Date	Jul 2, 2020
Instrument	35626

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2030

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3099 WICKENDEN AVE, ELGIN, IL 60124-7872
Document Number	0000041943
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3099 WICKENDEN AVE ELGIN IL 601247872, ELGIN, IL 60124-7872

Mortgage

Document Number	0000041943
Date	Aug 11, 2017
Instrument	41943

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3099 Wickenden Ave was $13,588 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,588.00 Homeowner's exemption	$181,514 (+8.57%) Land $44,049 Building $137,465	$544,760 (+8.57%) Land $132,200 Building $412,560
2024		$167,186 Land $40,572 Building $126,614	$501,759 Land $121,765 Building $379,994
2022	$13,194.00 (+8.06%)	$137,722 (+6.96%) Land $33,422 Building $104,300	$413,166 (+6.96%) Land $100,266 Building $312,900
2021	$12,210.00 Homeowner's exemption	$128,760 Land $31,247 Building $97,513	$386,280 Land $93,741 Building $292,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3099 Wickenden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3099 Wickenden Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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