3095 Wickenden Ave, Elgin, IL 60124 Property Records

Kane County property record for 3095 Wickenden Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,046 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2011)
Tax Bill	$11,617 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-489-006`

Property Details

APN / Parcel Number

Primary APN	`06-18-489-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,046 sqft Living Area
Gross Area	4,589 sqft
Basement Area	1,543 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Width	76 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3095 WICKENDEN AVE
City	ELGIN
State	IL
Zip	60124-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 2B LT 411
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	411
Legal Unit	2B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3095 WICKENDEN AVE, ELGIN, IL 60124-7872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2011 · Amount on Record
Deed Sale	Mar 22, 2011 · Amount on Record
Deed Document Number	201118815
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 1, 2026
Property Address	3095 WICKENDEN AVE, ELGIN, IL 60124-7872
Document Number	0000012923
Instrument Date	Mar 19, 2026
Instrument	202612923
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3095 WICKENDEN AVE, ELGIN, IL 60124-7872

Mortgage

Document Number	0000012923,
Date	Apr 1, 2026
Instrument	202612923

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Mar 24, 2066

Interest

Rate	6.01%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3095 WICKENDEN AVE, ELGIN, IL 60124-7872
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095524
Date	Dec 27, 2021
Instrument	2021K095524

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3095 WICKENDEN AVE, ELGIN, IL 60124-7872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050509
Date	Sep 26, 2017
Instrument	2017K050509

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 20, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,617.00 (-2.73%) Homeowner's exemption
2024	$11,943.00 (+10.69%) Homeowner's exemption	$144,007 (+21.39%) Land $40,569 Building $103,438	$432,194 (+21.44%) Land $121,756 Building $310,438
2022	$10,790.00 (+3.41%) Homeowner's exemption	$118,627 (+6.96%) Land $33,419 Building $85,208	$355,881 (+6.96%) Land $100,257 Building $255,624
2021	$10,434.00 Homeowner's exemption	$110,907 Land $31,244 Building $79,663	$332,721 Land $93,732 Building $238,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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