3099 Ella Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3099 Ella Way, Saint Cloud, FL 34771

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,800 sqft · built 2023
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$365,700 (Jul 2023)
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042531349200011730`

Property Details

APN / Parcel Number

Primary APN	`042531349200011730`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Heated Area
Gross Area	2,256 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Detached - Finished

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	340 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3099 ELLA WAY
City	SAINT CLOUD
State	FL
Zip	34771-8449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	BRIDGEWALK PH 1A PB 30 PGS 50-56 LOT 173
Legal Subdivision	BRIDGEWALK TOWNHOMES
Legal Phase	1A
Legal Lot Number	173
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43700

Owner

Source: Osceola County records · APN 042531349200011730

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9216 MOSS PRESERVE PKWY APT 102, 102, ORLANDO, FL 32832-6680
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	2023098111
Deed Book / Page	6448 / 1449
Record Updated	Jun 08, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2023
Property Address	3099 ELLA WAY, SAINT CLOUD, FL 34771-8449
Document Number	0064481449
Book / Page	6448 / 1449
Map Reference	MB 30 PG 50
Instrument Date	Jul 27, 2023
Instrument	2023098111
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,559.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 ELLA WAY, SAINT CLOUD, FL 34771-8449

Mortgage

Document Number	0064481453
Date	Jul 31, 2023
Book Page	6448/1453
Instrument	2023098112

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,196.00 (+166.49%)	$304,000 (+575.56%) Land $45,000 Building $259,000	$304,000 (+575.56%) Land $45,000 Building $259,000
2023	$2,325.00 (+50.19%)	$45,000 (+127.27%) Land $45,000	$45,000 (+127.27%) Land $45,000
2022	$1,548.00	$19,800 Land $19,800	$19,800 Land $19,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Xfinity.

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.