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3092 Ella Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3092 Ella Way, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,467 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$586,600 (Jun 2022)
Tax Bill$10,924 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-31-3492-0001-1130

Property Details

APN / Parcel Number

Primary APN04-25-31-3492-0001-1130
Alternative APN
  • 253104349200011130

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,467 sqft Living Area
Gross Area4,339 sqft
1st Floor Area1,803 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area565 sqft
PorchFinished/Open Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3092 ELLA WAY
CitySAINT CLOUD
StateFL
Zip34771-8448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIDGEWALK PH 1A PB 30 PGS 50-56 LOT 113
Legal Range31E
Legal Township25S
Legal Section04
Legal SubdivisionBRIDGEWALK
Legal Phase1A
Legal Lot Number113
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records · APN 04-25-31-3492-0001-1130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13347 PANAMA BEACH CT, ORLANDO, FL 32827-3876
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Deed Document Number202294984
Deed Book / Page6235 / 177
Record UpdatedJun 08, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 16, 2022
Property Address3092 ELLA WAY, SAINT CLOUD, FL 34771-8448
Document Number0062350177
Book / Page6235 / 177
Map ReferenceMB 30 PG 50
Instrument DateMay 27, 2022
Instrument2022094984
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,106.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 ZUREIQ CT, CLERMONT, FL 34714-5900

Mortgage

Document Number0006235181
DateJun 16, 2022
Instrument6235/181
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,924.00 (+3.17%)$516,700 (+4.81%) Land $90,000 Building $426,700$516,700 (+4.81%) Land $90,000 Building $426,700
2024$10,588.00 (+0.27%)
2023$10,559.00 (+132.73%)$493,000 (+658.46%) Land $75,000 Building $418,000$493,000 (+658.46%) Land $75,000 Building $418,000
2022$4,537.00$65,000 Land $65,000$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire LikelihoodAbout 1 in 108 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000

May also be available at this address: Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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