3099 E Chapel Cir, Decatur, GA 30034 Property Records

DeKalb County property record for 3099 E Chapel Cir, Decatur, GA 30034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,363 sqft · built 1967
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$640 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-092-01-040`

Property Details

APN / Parcel Number

Primary APN	`15-092-01-040`
Alternative APNs	`A-194740200-013` `0099112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,363 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,887 sqft
Basement Area	1,585 sqft
Finished Basement	476 sqft
Unfinished Basement	1,109 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	179 ft deep x 110 ft wide
Garage Area	420 sqft
Porch	Screened Porch
Porch Area	222 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	A-194740200-013
Street Address	3099 E CHAPEL CIR
City	DECATUR
State	GA
Zip	30034-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Subdivision	EAST CHAPEL SUB #3
Legal Block	1
Legal Lot Number	14
Jurisdiction	DE KALB GA
Township / Civil Division	ATLANTA-DECATUR
Census Block Group	1
Census Block	1000
Census Tract	23413

Owner

3099 E Chapel Cir is owned and occupied by an individual who acquired it in March 2015.

Source: DeKalb County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3099 E CHAPEL CIR, DECATUR, GA 30034-4417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 3, 2015
Transfer Doc	0248080001
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3099 E CHAPEL CIR, DECATUR, GA 30034-4417
Document Number	0260610458
Book / Page	026061 / 000458
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260610458
Date	Feb 2, 2017
Book Page	026061/000458
Instrument	26974

Lender

Name	ASSOCIATED CU
Type	Credit Union
Address	NORCROSS, GA 30092-3107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3099 E Chapel Cir was $640 with exemptions applied.

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 Senior Citizen's exemption Veteran's exemption	$130,720 Land $14,000 Building $116,720	$326,800 Land $35,000 Building $291,800
2023	$421.00 (-84.39%) Veteran's exemption	$96,720 (+9.41%) Land $14,000 Building $82,720	$241,800 (+9.41%) Land $35,000 Building $206,800
2022	$2,697.00	$88,400 Land $14,000 Building $74,400	$221,000 Land $35,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3099 E Chapel Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2009–2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3099 E Chapel Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20