DeKalb County property record for 3088 E Chapel Cir, Decatur, GA 30034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,133 sqft · built 1967 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,100 (May 2020) |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-092-04-020 |
| Primary APN | 15-092-04-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| Gross Area | 3,313 sqft |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 680 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 215 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 170 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3088 E CHAPEL CIR |
|---|---|
| City | DECATUR |
| State | GA |
| Zip | 30034-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Subdivision | EAST CHAPEL |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | ATLANTA-DECATUR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 23413 |
3088 E Chapel Cir is owned and occupied by two individuals who bought it in May 2020.
Source: DeKalb County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3088 E CHAPEL CIR, DECATUR, GA 30034-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Feb 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE |
| May 15, 2020 | Deed with Mortgage, Transfer · FHA Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Deed Document Number | 20209030 |
| Deed Book / Page | 28316 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jun 26, 2026 |
| Property Address | 3088 E CHAPEL CIR, DECATUR, GA 30034-4415 |
| Document Number | 0000067114 |
| Book / Page | 32665 / 164 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202667114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3088 E CHAPEL CIR, DECATUR, GA 30034-4415 |
| Document Number | 0000067114, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 32665/164 |
| Instrument | 202667114 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 4.99% |
|---|---|
| Type Change Date | Oct 1, 2031 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3088 E CHAPEL CIR, DECATUR, GA 30034-4415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3088 E CHAPEL CIR, DECATUR, GA 30034-4415 |
| Investor | Possibly a Property Investor |
| Document Number | 0307530419 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 0000030753/0000000419 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | May 15, 2020 |
| Property Address | 3088 E CHAPEL CIR, DECATUR, GA 30034-4415 |
| Document Number | 0283160058 |
| Book / Page | 028316 / 000058 |
| Instrument Date | May 7, 2020 |
| Instrument | 73641 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3088 E CHAPEL CIR DECATUR GA 300344415, DECATUR, GA 30034-4415 |
| Document Number | 283160060 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 028316/000060 |
| Instrument | 73641 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Number | 283160073, |
|---|---|
| Date | May 15, 2020 |
| Book Page | 028316/000073 |
| Instrument | 73642 |
| Name | LENDUS LLC |
|---|---|
| Address | LORAIN, OH 44053 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 14, 2050 |
The 2025 property tax bill for 3088 E Chapel Cir was $5,269.
Source: DeKalb County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,269.00 | $110,080 Land $14,000 Building $96,080 | $275,200 Land $35,000 Building $240,200 |
| 2023 | $4,660.00 (-6.48%) | $97,360 (-7.8%) Land $14,000 Building $83,360 | $243,400 (-7.8%) Land $35,000 Building $208,400 |
| 2022 | $4,983.00 | $105,600 Land $14,000 Building $91,600 | $264,000 Land $35,000 Building $229,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3088 E Chapel Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2009–2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3088 E Chapel Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures