Okaloosa County property record for 3098 Zach Ave, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,360 sqft · built 2011 |
| Lot Size | 0.715 acres (31,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (May 2010) |
| Tax Bill | $3,584 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8202-7 |
| Primary APN | C56-000-598-8202-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,360 sqft Living Area |
| Gross Area | 4,971 sqft |
| 1st Floor Area | 2,318 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 31,162 sqft (0.715 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Florida Room |
| Porch Area | 524 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3098 ZACH AVE |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-7214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ARTHUR EST PH I LOTS 6 & 7 BLK E |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Subdivision | LAKE ARTHUR EST |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20304 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3098 ZACH AVE, CRESTVIEW, FL 32536-7214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2010 · Amount on Record |
| Deed Sale | May 14, 2010 · Amount on Record |
| Deed Document Number | 20102634176 |
| Deed Book / Page | 2935 / 3424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3098 ZACH AVE, CRESTVIEW, FL 32536-7214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3098 ZACH AVE, CRESTVIEW, FL 32536-7214 |
| Document Number | 0035834659 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 3583/4659 |
| Instrument | 3501327 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,584.00 (+5.63%) Homeowner's exemption Veteran's exemption | $404,804 (+5.99%) | $669,765 (+4.2%) Land $39,617 Building $630,148 |
| 2023 | $3,393.00 (+2.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $381,938 (+3%) | $642,743 (+8.15%) Land $33,659 Building $609,084 |
| 2022 | $3,319.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $370,814 | $594,309 Land $31,457 Building $562,852 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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