3092 Zach Ave, Crestview, FL 32536 Property Records

Okaloosa County property record for 3092 Zach Ave, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 2018
Lot Size	0.449 acres (19,589 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2018)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8199-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8199-5`
Alternative APN	`15-4N-23-1000-000E-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Heated Area
Gross Area	2,710 sqft
1st Floor Area	1,900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	19,589 sqft (0.449 acres)
Garage Type	Finished
Garage Area	548 sqft
Porch	Open Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3092 ZACH AVE
City	CRESTVIEW
State	FL
Zip	32536-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ARTHUR EST PH I LOT 3 BLK E
Legal Range	23
Legal Township	04N
Legal Section	15
Legal Subdivision	LAKE ARTHUR EST PH 1
Legal Phase	1
Legal Block	E
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1001
Census Tract	20304

Owner

3092 Zach Ave is owned and occupied by an individual who acquired it in October 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK
Apr 12, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Sep 4, 2024
Deed Document Number	0033452736
Deed Book / Page	3345 / 2736
Last Transfer Date	Oct 28, 2025
Transfer Doc	0003780792
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 28, 2025
Property Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214
Document Number	0003780792
Map Reference	MB 22 PG 15-18
Instrument Date	Oct 24, 2025
Instrument	3780792
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214

Mortgage

Document Number	0035303411
Date	Mar 8, 2021
Book Page	3530/3411
Instrument	3435958

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 12, 2018
Property Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214
Document Number	0033452736
Book / Page	3345 / 2736
Map Reference	MB22 PG15-18
Instrument Date	Apr 6, 2018
Instrument	3200360
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	984 W JAMES LEE BLVD, 984, CRESTVIEW, FL 32536-5137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 ZACH AVE, CRESTVIEW, FL 32536-7214

Mortgage

Document Number	0003200361
Date	Apr 12, 2018
Instrument	3200361

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3092 Zach Ave was $1,714 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,294	$310,171 Land $26,411 Building $283,760
2023	$1,608.00 (+2.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,528 (+3%)	$294,868 (+8.61%) Land $22,439 Building $272,429
2022	$1,566.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,804	$271,480 Land $20,971 Building $250,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3092 Zach Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3092 Zach Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zach Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures