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3098 Spring Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3098 Spring Lake Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details1 ba · 832 sqft · built 1963
Lot Size0.472 acres (20,581 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Feb 2022)
Tax Bill$1,756 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN488-0400-00140

Property Details

APN / Parcel Number

Primary APN488-0400-00140
Alternative APN
  • 1125587

Interior

Full Baths1 Bath
Stories1 Story
Building Area832 sqft Gross Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area20,581 sqft (0.472 acres)

Exterior Amenities

PorchPorch
Porch Area192 sqft
Deck Area72 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number1125587
Street Address3098 SPRING LAKE RD
CityDULUTH
StateMN
Zip55803
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionINC AN UND 1/16 INTEREST IN OUTLOT A SERIAL #
Legal SubdivisionSPRING LAKE HOMESITES TOWNSHIP
Legal Block1
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionNORTH STAR
Census Block Group1
Census Block1060
Census Tract10601

Owner

Source: St. Louis County records · APN 488-0400-00140

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3098 SPRING LAKE RD, DULUTH, MN 55803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2022 · Amount on Record
Deed SaleFeb 03, 2022 · Amount on Record
Prior SaleFeb 06, 2002 · Amount on Record
Deed Document Number20221436805
Prior Transfer DateAug 14, 2020
Prior Transfer Doc0001388956
Record UpdatedSep 20, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateFeb 03, 2022
Property Address3098 SPRING LAKE RD, DULUTH, MN 55803
Document Number0001436805
Instrument DateJan 27, 2022
Instrument1436805
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyLENDSERV TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3098 SPRING LAKE RD, DULUTH, MN 55803

Mortgage

Document Number0001436806
DateFeb 03, 2022
Instrument1436806
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateAug 27, 2020
Property Address3098 SPRING LAKE RD, DULUTH, MN 55803
Document Number00A1388956
Instrument DateAug 14, 2020
InstrumentA1388956
Transaction TypeTransfer
Record UpdatedOct 02, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address248 SAINT LOUIS RIVER RD W CLOQUET MN 557209426, CLOQUET, MN 55720-9426

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionNorth Star Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,756.00 (+9.61%)
2025$1,602.00 (-2.91%)$167,600 (+9.69%) Land $96,900 Building $70,700$167,600 (+9.69%) Land $96,900 Building $70,700
2024$1,650.00$152,800 (+5.09%) Land $73,600 Building $79,200$152,800 (+5.09%) Land $73,600 Building $79,200
2022$145,400 Land $70,100 Building $75,300$145,400 Land $70,100 Building $75,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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