3092 Spring Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3092 Spring Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Seasonal / Vacation Home
Details	640 sqft · built 1993
Lot Size	0.674 acres (29,364 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2023)
Tax Bill	$1,192 (2026)
Deeds & Mortgages	Aug 2023 Sale Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`488-0400-00120`

Property Details

APN / Parcel Number

Primary APN	`488-0400-00120`
Alternative APNs	`1153653` `34134`

Interior

Stories	1 Story
Building Area	640 sqft Gross Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	29,364 sqft (0.674 acres)
Deck Area	190 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1153653
Street Address	3092 SPRING LAKE RD
City	DULUTH
State	MN
Zip	55803
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	INC AN UND 1/16 INTEREST IN OUTLOT A SERIAL #
Legal Subdivision	SPRING LAKE HOMESITES
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTH STAR
Census Block Group	1
Census Block	1060
Census Tract	10601

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9871 IVES LN N, MAPLE GROVE, MN 55369-3245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 24, 2023	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Mar 1, 2002 · Amount on Record
Deed Document Number	20231472760
Prior Transfer Date	Jan 24, 2002
Prior Transfer Doc	0000847912
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 24, 2023
Property Address	3092 SPRING LAKE RD, DULUTH, MN 55803
Document Number	0001472760
Instrument Date	Aug 15, 2023
Instrument	1472760
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9871 IVES LN N, MAPLE GROVE, MN 55369-3245

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Aug 24, 2023
Property Address	3092 SPRING LAKE RD, DULUTH, MN 55803
Document Number	0001472759
Instrument Date	Aug 15, 2023
Instrument	1472759
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9871 IVES LN N, MAPLE GROVE, MN 55369-3245
Mail Care Of	RICHARD MCCULLOUGH

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	North Star Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,192.00 (+7.39%)
2025	$1,110.00 (-2.8%)	$145,800 (+36.39%) Land $91,800 Building $54,000	$145,800 (+36.39%) Land $91,800 Building $54,000
2024	$1,142.00 (+0.35%)	$106,900 (+5.42%) Land $67,900 Building $39,000	$106,900 (+5.42%) Land $67,900 Building $39,000
2023	$1,138.00
2022		$101,400 (+13.55%) Land $64,400 Building $37,000	$101,400 (+13.55%) Land $64,400 Building $37,000
2021		$89,300 Land $58,400 Building $30,900	$89,300 Land $58,400 Building $30,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Spring Lake Rd

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