3098 Royal Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3098 Royal Dr, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,712 sqft · built 1982
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$860,000 (May 2023)
Tax Bill	$9,659 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`082-193-015-000`

Property Details

APN / Parcel Number

Primary APN	`082-193-015-000`
Alternative APNs	`08219315100` `0821931510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,712 sqft Living Area
1st Floor Area	2,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3098 ROYAL DR
City	CAMERON PARK
State	CA
Zip	95682-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 553 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	553
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2012
Census Tract	30809

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 24, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 5, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE
May 11, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 11, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202314159
Prior Transfer Date	Jan 25, 2011
Prior Transfer Doc	0000004031
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 24, 2023
Property Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Document Number	0000014158
Map Reference	MB D PG 1
Instrument Date	May 23, 2023
Instrument	2023-0014158
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 24, 2023
Property Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Document Number	0000014159
Map Reference	MB D PG 1
Instrument Date	May 22, 2023
Instrument	2023-0014159
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013

Mortgage

Document Number	0000014160
Date	May 24, 2023
Instrument	2023-0014160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 16, 2020
Property Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Document Number	0000065884
Instrument Date	Nov 11, 2020
Instrument	65884
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$743.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3098 ROYAL DR CAMERON PARK CA 956829013, CAMERON PARK, CA 95682-9013

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 5, 2020
Property Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Document Number	0000026393
Instrument Date	Jun 4, 2020
Instrument	26393
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3098 ROYAL DR CAMERON PARK CA 956829013, CAMERON PARK, CA 95682-9013

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	May 11, 2017
Property Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Document Number	0000019167
Instrument Date	May 2, 2017
Instrument	19167
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 ARCHWOOD RD CAMERON PARK CA 956829015, CAMERON PARK, CA 95682-9015

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 11, 2017
Property Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013
Document Number	0000019168
Map Reference	MB D PG 1
Instrument Date	May 2, 2017
Instrument	2017-0019168
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3098 ROYAL DR, CAMERON PARK, CA 95682-9013

Mortgage

Document Number	0000019169
Date	May 11, 2017
Instrument	2017-0019169

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,638 (+2%) Land $228,159 Building $684,479
2025	$9,659.00 (+29.69%)	$894,744 (+28.36%) Land $223,686 Building $671,058
2023	$7,448.00 (+1.49%) Homeowner's exemption	$697,068 Land $114,444 Building $582,624
2022	$7,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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