3089 Royal Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3089 Royal Dr, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,350 sqft · built 1973
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (Mar 2018)
Tax Bill	$6,514 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-191-001-000`

Property Details

APN / Parcel Number

Primary APN	`082-191-001-000`
Alternative APNs	`08219101100` `0821910110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3089 ROYAL DR
City	CAMERON PARK
State	CA
Zip	95682-9073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 565 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	565
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1002
Census Tract	30809

Owner

3089 Royal Dr is owner-occupied and held in a trust since August 2024.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3089 ROYAL DR, CAMERON PARK, CA 95682-9073
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
May 8, 2020	Deed of Trust, Mortgage OMEGA MTG GRP
May 20, 2019	Grant Deed, Transfer · Conventional Mortgage OMEGA MTG GRP
Mar 12, 2018	Grant Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Deed Document Number	20189000
Last Transfer Date	Aug 12, 2024
Transfer Doc	0000023251
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3089 ROYAL DR, CAMERON PARK, CA 95682-9073
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046362
Date	Dec 6, 2018
Instrument	2018-0046362

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3089 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000022014
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3089 ROYAL DR CAMERON PARK CA 956829073, CAMERON PARK, CA 95682-9073

Mortgage

Document Number	0000022014
Date	May 15, 2020
Instrument	22014

Lender

Name	OMEGA MTG GRP
Address	REDDING, CA 96002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 20, 2019
Property Address	3089 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000019286
Instrument Date	May 16, 2019
Instrument	19286
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3089 ROYAL DR CAMERON PARK CA 956829073, CAMERON PARK, CA 95682-9073

Mortgage

Document Number	19287
Date	May 20, 2019
Instrument	19287

Lender

Name	OMEGA MTG GRP
Address	REDDING, CA 96002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 12, 2018
Property Address	3089 ROYAL DR, CAMERON PARK, CA 95682-9073
Document Number	0000009000
Map Reference	MB D PG 1
Instrument Date	Mar 8, 2018
Instrument	2018-0009000
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3089 ROYAL DR, CAMERON PARK, CA 95682-9073

Mortgage

Document Number	0000009001
Date	Mar 12, 2018
Instrument	2018-0009001

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Royal Dr was $6,514, up 2.3% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,110 (+2%) Land $125,158 Building $494,952
2025	$6,514.00 (+2.31%)	$607,952 Land $122,704 Building $485,248
2024	$6,367.00 (+1.95%)
2023	$6,245.00 (+1.5%) Homeowner's exemption	$584,347 Land $117,941 Building $466,406
2022	$6,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3089 Royal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3089 Royal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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