3098 Murphy Rd, Ona, FL 33865 Property Records

Hardee County property record for 3098 Murphy Rd, Ona, FL 33865

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,482 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Transfer
Flood Zone	Zone A (high risk)
APN	`26-35-24-0000-05050-0000`

Property Details

APN / Parcel Number

Primary APN	`26-35-24-0000-05050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3098 MURPHY RD
City	ONA
State	FL
Zip	33865-3327
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	5 AC S1/2 OF NE1/4 OF NE1/4 OF NW1/4 26 35S 24E 295P85 297P113 DC-577P289 WILL-577P290 DC-584P648 PMR/11-20/NLH/116-CP 202025
Legal Range	24E
Legal Township	35S
Legal Section	26
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	2
Census Block	2052
Census Tract	970402

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3098 MURPHY RD, ONA, FL 33865-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Jan 24, 2023	Intrafamily Transfer, Transfer DESOTO ABSTRACT COMPANY, DESOTO ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 24, 2023
Transfer Doc	0025000444
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	3098 MURPHY RD, ONA, FL 33865-3327
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025005999
Date	Oct 17, 2023
Instrument	202325005999

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEE FL
Recording Date	Jan 24, 2023
Property Address	3098 MURPHY RD, ONA, FL 33865-3327
Document Number	0025000444
Instrument Date	Jan 12, 2023
Instrument	202325000444
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	DESOTO ABSTRACT COMPANY, DESOTO ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3098 MURPHY RD, ONA, FL 33865-3327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3098 MURPHY RD, ONA, FL 33865-3327

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+68.62%) Homeowner's exemption	$250,820 (+70.28%)	$271,522 (+84.34%) Land $100,000 Building $171,522
2024	$1,963.00 (-17.31%) Homeowner's exemption	$147,296 (+10.18%) Land $75,000 Building $72,296	$147,296 (+10.18%) Land $75,000 Building $72,296
2023	$2,374.00 (+7.81%)	$133,682 (+9.41%) Land $70,000 Building $63,682	$133,682 (+9.41%) Land $70,000 Building $63,682
2022	$2,202.00	$122,185 Land $60,000 Building $62,185	$122,185 Land $60,000 Building $62,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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