2778 Murphy Rd, Ona, FL 33865 Property Records

Hardee County property record for 2778 Murphy Rd, Ona, FL 33865

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 814 sqft · built 2005
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Sep 2021 Sale May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`23-35-24-0100-00001-0003`

Property Details

APN / Parcel Number

Primary APN	`23-35-24-0100-00001-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	814 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Deck Area	200 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2778 MURPHY RD
City	ONA
State	FL
Zip	33865-3323
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	LOT 3 OAK CREEK PARK 23 35S 24E 508P536-P539 555P460 557P249 559P736 611P559(EASE?) 201725002187/2188-DC-RRS/2189- AFF 202125
Legal Range	24E
Legal Township	35S
Legal Section	23
Legal Subdivision	OAK CREEK
Legal Block	1
Legal Lot Number	3
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	2
Census Block	2018
Census Tract	970402

Owner

2778 Murphy Rd, a mobile home, is owned and occupied by an individual who acquired it in September 2021.

Source: Hardee County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	2778 MURPHY RD, ONA, FL 33865-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JOSEPH REPUCCI
Apr 6, 2017	Warranty Deed, Transfer WAUCHULA ABSTRACT AND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021
Deed Sale	Sep 13, 2021
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	202125005216
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 13, 2021
Property Address	2778 MURPHY RD, ONA, FL 33865-3323
Document Number	202125005216
Map Reference	MB 71 PG 2
Instrument Date	Sep 9, 2021
Instrument	202125005216
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 E PARKER ST, 943, LAKELAND, FL 33801-1992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 W 10TH ST, LAKELAND, FL 33810-0201

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	May 13, 2021
Property Address	2778 MURPHY RD, ONA, FL 33865-3323
Document Number	202125002762
Map Reference	PL 71 PG 2
Instrument Date	May 10, 2021
Instrument	202125002762
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 E PARKER ST, 943, LAKELAND, FL 33801-1992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 W 10TH ST, LAKELAND, FL 33810-0201

Mortgage

Document Number	202125002763
Date	May 13, 2021
Instrument	202125002763

Lender

Name	JOSEPH REPUCCI
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 6, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Apr 6, 2017
Property Address	2778 MURPHY RD, ONA, FL 33865-3323
Document Number	0025002187
Instrument Date	Apr 5, 2017
Instrument	25002187
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 N GALLOWAY RD LAKELAND FL 338100245, LAKELAND, FL 33810-0245

Tax Assessment & Valuation

The 2025 property tax bill for 2778 Murphy Rd was $2,153 with a homeowner's exemption, up 0.9% from the year before.

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (+0.89%) Homeowner's exemption	$164,222 (+2.9%)	$296,150 (+12.48%) Land $225,000 Building $71,150
2024	$2,134.00 (+4.86%) Homeowner's exemption	$159,594 (+5.83%)	$263,294 (+4.72%) Land $195,000 Building $68,294
2023	$2,035.00 (+3.56%) Homeowner's exemption	$150,802 (+3%)	$251,415 (+22.8%) Land $195,000 Building $56,415
2022	$1,965.00 Homeowner's exemption	$146,410	$204,735 Land $150,000 Building $54,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2778 Murphy Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2778 Murphy Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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