3098 Carter Path, Oxford, FL 34484 Property Records

Sumter County property record for 3098 Carter Path, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details1,850 sqft · built 2016
Lot Size0.184 acres (8,030 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (May 2021)
Tax Bill$4,313 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND18B057

Property Details

APN / Parcel Number

Primary APND18B057
Alternative APN
  • 1018204

Interior

Building Area1,850 sqft Heated Area

Exterior

Year BuiltBuilt 2016
Construction TypeSteel Frame
Lot Area8,030 sqft (0.184 acres)
Garage Area519 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area583 sqft

Location & Zoning

Account Number1018204
Street Address3098 CARTER PATH
CityOXFORD
StateFL
Zip34484-3461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 57 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PH 1
Legal Phase1
Legal Lot Number57
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2045
Census Tract910100

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3098 CARTER PATH, OXFORD, FL 34484-3461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CHRISTENSEN FINANCIAL INC
Mar 27, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleMar 27, 2019 · Amount on Record
Deed Document Number202160027868
Deed Book / Page4007 / 259
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateMay 19, 2021
Property Address3098 CARTER PATH, OXFORD, FL 34484-3461
Document Number0040070259
Book / Page4007 / 259
Map ReferenceMB 15 PG 25,25A-25D
Instrument DateApr 30, 2021
Instrument202160027868
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyFREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4953 ELLIE LN, 4953, THE VILLAGES, FL 32163-5555

Transferred To (Grantee/Buyer)

NameVerified Name
Address3098 CARTER PATH, OXFORD, FL 34484-3461

Mortgage

Document Number4007261
DateMay 19, 2021
Instrument4007/261
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateMar 27, 2019
Property Address3098 CARTER PATH, OXFORD, FL 34484-3461
Document Number0035430436
Book / Page3543 / 0436
Map ReferenceMB 15 PG 25&25A-25D
Instrument DateMar 15, 2019
Instrument201960011026
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,760.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3098 CARTER PATH, OXFORD, FL 34484-3461

Mortgage

Document Number201960011027
DateMar 27, 2019
Instrument201960011027
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309,960 (+21.46%) Land $18,070 Building $291,890$309,960 (+21.46%) Land $18,070 Building $291,890
2024$4,313.00 (+23.37%)
2023$3,496.00 (+2.82%)$255,190 (+4.35%) Land $18,070 Building $237,120$255,190 (+4.35%) Land $18,070 Building $237,120
2022$3,400.00$244,550 Land $15,000 Building $229,550$244,550 Land $15,000 Building $229,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people · EPA ID FL6600331
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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