3095 Carter Path, Oxford, FL 34484 Property Records

Sumter County property record for 3095 Carter Path, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,003 sqft · built 2014
Lot Size0.201 acres (8,763 sqft)
Owner2 Individual Names on Record
Last Sale$389,900 (Apr 2022)
Tax Bill$4,221 (2025)
Deeds & MortgagesJan 2026 Transfer
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN181823D18B062

Property Details

APN / Parcel Number

Primary APN181823D18B062
Alternative APNs
  • D18B062
  • 1018209

Interior

Building Area2,003 sqft Living Area
Gross Area2,913 sqft
1st Floor Area2,003 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialWood
Construction TypeSteel Frame
Lot Area8,763 sqft (0.201 acres)
Garage TypeAttached
Garage Area758 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area238 sqft

Location & Zoning

Street Address3095 CARTER PATH
CityOXFORD
StateFL
Zip34484-3479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PHASE ONE
Legal Lot Number62
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2052
Census Tract910100

Owner

Source: Sumter County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3095 CARTER PATH, OXFORD, FL 34484-3479
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 18, 2022Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK
May 4, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC
Aug 15, 2019Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2022 · Amount on Record
Deed SaleApr 18, 2022 · Amount on Record
Prior SaleMay 4, 2021 · Amount on Record
Deed Document Number202219411
Deed Book / Page4247 / 83
Last Transfer DateJan 16, 2026
Transfer Doc0050400726
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateJan 27, 2026
Property Address3095 CARTER PATH, OXFORD, FL 34484-3479
Document Number0050400726
Book / Page5040 / 726
Map ReferenceMB 15 PG 25&25A-25D
Instrument DateJan 16, 2026
Instrument202660004333
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3095 CARTER PATH, OXFORD, FL 34484-3479

Transferred To (Grantee/Buyer)

NameVerified Name
Address3095 CARTER PATH, OXFORD, FL 34484-3479

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 18, 2022
Property Address3095 CARTER PATH, OXFORD, FL 34484-3479
Document Number0042470083
Book / Page4247 / 83
Map ReferenceMB 15 PG 25&25A-25D
Instrument DateMar 31, 2022
Instrument202260019411
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyBROKERS TITLE/CTRL FL, BROKERS TITLE OF CTRL FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,729.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14955 MASTHEAD LANDING CIR, 14955, WINTER GARDEN, FL 34787-4725

Transferred To (Grantee/Buyer)

NameVerified Name
Address3095 CARTER PATH, OXFORD, FL 34484-3479

Mortgage

Document Number0000424784
DateApr 18, 2022
Instrument4247/84
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateMay 4, 2021
Property Address3095 CARTER PATH, OXFORD, FL 34484-3479
Document Number0039940727
Book / Page3994 / 727
Map ReferenceMB 15 PG 25&25A-25D
Instrument DateApr 14, 2021
Instrument202160024953
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1950 LAUREL MANOR DR STE 130, 1950, THE VILLAGES, FL 32162-5602

Transferred To (Grantee/Buyer)

NameVerified Name
Address3095 CARTER PATH, OXFORD, FL 34484-3479

Mortgage

Document Number3994729
DateMay 4, 2021
Instrument3994/729
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateAug 15, 2019
Property Address3095 CARTER PATH, OXFORD, FL 34484-3479
Document Number0036120265
Book / Page003612 / 000265
Instrument DateAug 8, 2019
Instrument60031766
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,601.59
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1950 LAUREL MANOR DR #130 THE VILLAGES FL 321625602, 130, THE VILLAGES, FL 32162-5602

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,221.00 (+5.63%) Additional exemption filed$324,260 (+5.98%)$357,610 (+13.87%) Land $19,720 Building $337,890
2024$3,996.00 (+10.08%)
2023$3,630.00 (+7.02%) Additional exemption filed$305,960 (+25.43%)$314,050 (+28.75%) Land $19,720 Building $294,330
2022$3,392.00$243,930 Land $15,000 Building $228,930$243,930 Land $15,000 Building $228,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people · EPA ID FL6600331
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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