3097 Sherman Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 3097 Sherman Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,714 sqft · built 2016
Lot Size	0.905 acres (39,459 sqft)
Owner	Individual Name on Record
Last Sale	$589,900 (Apr 2019)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0030L-0C-001.00`

Property Details

APN / Parcel Number

Primary APN	`0030L-0C-001.00`
Alternative APN	`88462`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,714 sqft Living Area
Gross Area	3,598 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,459 sqft (0.905 acres)
Lot Width	1 ft Width
Garage Area	576 sqft
Porch	Porch
Porch Area	478 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	88462
Street Address	3097 SHERMAN DR
City	LANCASTER
State	SC
Zip	29720-0063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	.906 ACRES
Legal Subdivision	PROPERTY OF R H MOBLEY JR
Legal Block	39
Legal Lot Number	39
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	3
Census Block	3089
Census Tract	11209

Owner

Source: Lancaster County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3097 SHERMAN DR, LANCASTER, SC 29720-0063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 2, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit LOANDEPOT.COM LLC
Apr 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	20194408
Deed Book / Page	1221 / 300
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000004407
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3097 SHERMAN DR, LANCASTER, SC 29720-0063
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017881
Date	Nov 16, 2022
Book Page	4864/7
Instrument	2022017881

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3097 SHERMAN DR, LANCASTER, SC 29720-0063
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013846
Date	Aug 19, 2020
Book Page	4098/280
Instrument	2020013846

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3097 SHERMAN DR, LANCASTER, SC 29720-0063
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004693
Date	Mar 21, 2022
Book Page	4696/336
Instrument	2022004693

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 2, 2019
Property Address	3097 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000004408
Book / Page	001221 / 000300
Instrument Date	Mar 29, 2019
Instrument	4408
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,182.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3097 SHERMAN DR LANCASTER SC 297200063, LANCASTER, SC 29720-0063

Mortgage

Document Number	4409
Date	Apr 2, 2019
Book Page	003713/000084
Instrument	4409

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 2, 2019
Property Address	3097 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000004407
Book / Page	001221 / 000295
Instrument Date	Mar 29, 2019
Instrument	4407
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3097 SHERMAN DR LANCASTER SC 297200063, LANCASTER, SC 29720-0063

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (+11.55%)	$28,257 (+15%) Land $6,003 Building $22,254	$941,400 (+53.25%) Land $200,000 Building $741,400
2024	$3,860.00 (+0.39%)
2023	$3,845.00	$24,572 Land $3,000 Building $21,572	$614,300 Land $75,000 Building $539,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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