3078 Sherman Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 3078 Sherman Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,760 sqft · built 2020
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (May 2023)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0030L-0A-013.00`

Property Details

APN / Parcel Number

Primary APN	`0030L-0A-013.00`
Alternative APN	`88479`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,760 sqft Living Area
Gross Area	4,519 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Area	851 sqft
Porch	Porch
Porch Area	346 sqft
Patio Area	210 sqft

Location & Zoning

Account Number	88479
Street Address	3078 SHERMAN DR
City	LANCASTER
State	SC
Zip	29720-0063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	0.814 ACRES
Legal Subdivision	RIVERCHASE
Legal Block	13
Legal Lot Number	13
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	3
Census Block	3088
Census Tract	11209

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
May 15, 2023	Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Aug 19, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 18, 2019	Deed, Transfer
Jun 21, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20236027
Deed Book / Page	1665 / 73
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000075
Date	Jan 3, 2024
Book Page	5070/269
Instrument	2024000075

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 15, 2023
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000006027
Book / Page	1665 / 73
Map Reference	MB 2008 PG 808&809
Instrument Date	May 15, 2023
Instrument	2023006027
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,496.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063

Mortgage

Document Number	0000006028
Date	May 15, 2023
Instrument	2023006028

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 27, 2021
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000015327
Book / Page	1457 / 173
Map Reference	MB 2008 PG 808&809
Instrument Date	Jul 27, 2021
Instrument	2021015327
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,052.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063

Mortgage

Document Number	0000015341
Date	Jul 28, 2021
Book Page	4477/142
Instrument	2021015341

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000013880
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 SHERMAN DR LANCASTER SC 297200063, LANCASTER, SC 29720-0063

Mortgage

Document Number	0000013880
Date	Aug 19, 2020
Book Page	004099/000125
Instrument	13880

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 19, 2020
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000013855
Book / Page	1355 / 221
Map Reference	MB 2008 PG 808&809
Instrument Date	Jun 25, 2020
Instrument	2020013855
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,593.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063

Mortgage

Document Number	0000013880
Date	Aug 19, 2020
Instrument	2020013880

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.02%
Index	1-Year LIBOR
Max Rate	9.02%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 18, 2019
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000017483
Book / Page	1284 / 271
Map Reference	MB 2008 PG 808&809
Instrument Date	Nov 14, 2019
Instrument	2019017483
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 AYRSLEY TOWN BLVD STE G, G, CHARLOTTE, NC 28273-3525
Investor	Possibly a Property Investor

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 21, 2019
Property Address	3078 SHERMAN DR, LANCASTER, SC 29720-0063
Document Number	0000008832
Book / Page	001243 / 000311
Instrument Date	Jun 20, 2018
Instrument	8832
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173859 DENVER CO 802173859, DENVER, CO 80217-3859

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,090.00 (+4.98%)	$40,484 (+22.37%) Land $8,000 Building $32,484	$1,012,100 (+22.37%) Land $200,000 Building $812,100
2024	$5,801.00 (+12.73%)
2023	$5,146.00	$33,084 Land $8,000 Building $25,084	$827,100 Land $200,000 Building $627,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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