3097 Miranda Pl, Waldorf, MD 20603 Property Records

Charles County property record for 3097 Miranda Pl, Waldorf, MD 20603

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,250 sqft · built 2002
Lot Size	0.052 acres (2,250 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2022)
Tax Bill	$10,455 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-271588`

Property Details

APN / Parcel Number

Primary APN	`06-271588`
Alternative APNs	`6271588` `271588`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,250 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	271588
Street Address	3097 MIRANDA PL
City	WALDORF
State	MD
Zip	20603-3796
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	L-61A BLK-B S-1B PL2 CHARLES CROSSING SUB
Legal Subdivision	CHARLES CROSSING SUB
Legal Block	B
Legal Lot Number	61A
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850710

Owner

3097 Miranda Pl, a townhouse, is owned and occupied by an individual who bought it in April 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3097 MIRANDA PL, WALDORF, MD 20603-3796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 27, 2022	Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Feb 22, 2002 · Amount on File
Deed Book / Page	12525 / 1
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 4, 2026
Property Address	3097 MIRANDA PL, WALDORF, MD 20603-3796
Document Number	1405000477
Book / Page	14054 / 477
Instrument Date	Mar 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 MIRANDA PL, WALDORF, MD 20603-3796

Mortgage

Document Number	1405000477,
Date	May 4, 2026
Book Page	14054/477

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	May 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 27, 2022
Property Address	3097 MIRANDA PL, WALDORF, MD 20603-3796
Document Number	0125250001
Book / Page	12525 / 1
Map Reference	MB 53 PG 13&14
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	INI TITLE LLC, INTITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3097 MIRANDA PL, WALDORF, MD 20603-3796

Mortgage

Document Number	0000125258
Date	Apr 27, 2022
Instrument	12525/8

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3097 Miranda Pl was $10,455.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,267 (+5.9%)	$383,500 (-) Land $95,000 Building $288,500
2025	$10,455.00	$343,033	$383,500 Land $95,000 Building $288,500
2023	$4,439.00	$312,567	$322,800 Land $95,000 Building $227,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3097 Miranda Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3097 Miranda Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Miranda Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures