3095 Miranda Pl, Waldorf, MD 20603 Property Records

Charles County property record for 3095 Miranda Pl, Waldorf, MD 20603

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,250 sqft · built 2002
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Oct 2013)
Tax Bill	$10,287 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-271596`

Property Details

APN / Parcel Number

Primary APN	`06-271596`
Alternative APNs	`6271596` `271596`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,250 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	271596
Street Address	3095 MIRANDA PL
City	WALDORF
State	MD
Zip	20603-3796
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	L-62A BLK-B S-1B PL2 CHARLES CROSSING SUB
Legal Subdivision	CHARLES CROSSING SUB
Legal Block	B
Legal Lot Number	62A
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850710

Owner

3095 Miranda Pl, a townhouse, is owned and occupied by an individual who bought it in October 2013.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3095 MIRANDA PL, WALDORF, MD 20603-3796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Sep 5, 2017	Loan Modification, Mortgage · FHA Mortgage US BK
Sep 5, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2013 · Amount on File
Deed Sale	Oct 1, 2013 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Book / Page	8368 / 381
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3095 MIRANDA PL, WALDORF, MD 20603-3796
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3095 MIRANDA PL, WALDORF, MD 20603-3796

Mortgage

Document Number	0138090373
Date	Oct 1, 2025
Book Page	13809/373

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	3095 MIRANDA PL, WALDORF, MD 20603-3796
Document Number	0109870267
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3095 MIRANDA PL WALDORF MD 206033796, WALDORF, MD 20603-3796

Mortgage

Document Number	0109870267
Date	Feb 3, 2020
Book Page	010987/000267

Lender

Name	US BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Interest

Rate	3.87%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	3095 MIRANDA PL, WALDORF, MD 20603-3796
Document Number	0100780344
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3095 MIRANDA PL WALDORF MD 206033796, WALDORF, MD 20603-3796

Mortgage

Document Number	0100780344
Date	Nov 27, 2017
Book Page	010078/000344

Lender

Name	US BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3095 MIRANDA PL, WALDORF, MD 20603-3796
Document Number	0100760423
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3095 MIRANDA PL WALDORF MD 206033796, WALDORF, MD 20603-3796

Mortgage

Document Number	0100760423
Date	Nov 22, 2017
Book Page	010076/000423

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3095 Miranda Pl was $10,287 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,233	$375,800 Land $95,000 Building $280,800
2025	$10,287.00
2023	$4,370.00 Homeowner's exemption	$307,333	$317,100 Land $95,000 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3095 Miranda Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3095 Miranda Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Miranda Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures