Bay County property record for 3097 E Cody Estey Rd, Pinconning, MI 48650
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,608 sqft |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,439 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 120-039-300-020-00 |
| Primary APN | 120-039-300-020-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3097 E CODY ESTEY RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S 15 AC OF SW 1/4 OF SW 1/4. SEC 18 T17N R5E |
| Legal Range | 05E |
| Legal Township | 17N |
| Legal Section | 18 |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 286300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3097 E CODY ESTEY RD, PINCONNING, MI 48650-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,439.00 (+17.03%) Homeowner's exemption | $158,300 (+51.05%) | $316,600 (+51.05%) |
| 2023 | $104,800 | $209,600 | |
| 2022 | $2,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 583.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 17 (1983–2020) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | May 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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