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3096 Shell Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3096 Shell Rd, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,578 sqft Heated Area
Lot Size80,150 sqft (1.84 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2018)
Tax Bill$799.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-5N-29-0000-03301-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,578 sqft Heated Area
Gross Area2,546 sqft Gross Area
1st Floor2,106 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlywood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeRaised Foundation
Roof MaterialShingle Roof
Lot Area80,150 sqft (1.84 acres)
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Patio Area380 sqft Patio
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number205N290000033010000
Street Address3096 SHELL RD
CityJAY
StateFL
Zip32565-1734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*NEW DESCRIPTION FOR 2018* COM AT SE CORN OF W2 OF SE4 OF SW4 OF SECTION 20 TOWNSHIP 5 NORTH RANGE 29 WEST THN N88*29 '43W ON
Legal Range29W
Legal Township05N
Legal Section20
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1020
Census Tract10200

Owner

Source: Santa Rosa County records · APN 20-5N-29-0000-03301-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3096 SHELL RD, JAY, FL 32565-1734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 11, 2023Deed of Trust, Mortgage
6EBRA STUBSTAD ANDREWS
Jun 15, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Prior SaleJun 21, 2010
Deed Doc Number201825167
Deed Book / Page3738 / 0865
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3096 SHELL RD, JAY, FL 32565-1734
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3096 SHELL RD, JAY, FL 32565-1734

Mortgage

Document Number0043910379
DateMay 03, 2023
Book Page4391/379
Instrument202319159
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3096 SHELL RD, JAY, FL 32565-1734
Transaction TypeMortgage
Record UpdatedMay 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043831914
DateApr 11, 2023
Book Page4383/1914
Instrument202315340
Lender
Name6EBRA STUBSTAD ANDREWS
TypePrivate Party
Address3124 SHELL RD, JAY, FL 32565
Agreement
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 15, 2018
Property Address3096 SHELL RD, JAY, FL 32565-1734
Document Number0037380865
Book / Page003738 / 000865
Instrument DateMay 25, 2018
Instrument25167
Transaction TypeTransfer
Record UpdatedSep 05, 2018

Transaction

AmountAmount Recorded
Tax$595.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3096 SHELL RD JAY FL 325651734, JAY, FL 32565-1734

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$799.00 (+2.57%) Homeowner's exemption$89,114 (+2.93%)$123,436 (+2.6%) Land $18,490 Building $104,946
2023$779.00 (+2.91%) Homeowner's exemption$86,577 (+2.93%)$120,304 (+5.83%) Land $16,641 Building $103,663
2022$757.00 Homeowner's exemption$84,114$113,680 Land $11,094 Building $102,586

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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