3051 Shell Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3051 Shell Rd, Jay, FL 32565 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,400 sqft Living Area
Lot Size64,904 sqft (1.49 acres)
OccupancyOwner Occupied
Last Sale$210,000 (2023)
Tax Bill$1,807.00 (2024)

Owner

Source: Santa Rosa County records · APN 20-5N-29-0000-03304-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3051 SHELL RD, JAY, FL 32565-1735
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Mar 28, 2022Warranty Deed, Transfer · Conventional Mortgage
GULF WINDS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Prior SaleMar 28, 2022 · Amount on Record
Deed Doc Number202338623
Deed Book / Page4427 / 1669
Prior Transfer DateFeb 02, 2010
Prior Transfer Doc0029631082
Record RefreshedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2023
Property Address3051 SHELL RD, JAY, FL 32565-1735
Document Number0044271669
Book / Page4427 / 1669
Instrument DateAug 15, 2023
Instrument202338623
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyFIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 COUNTY ROAD 79, DOTHAN, AL 36303-9455

Transferred To (Grantee/Buyer)

NameVerified Name
Address3051 SHELL RD, JAY, FL 32565-1735

Mortgage

Document Number0044271677
DateAug 24, 2023
Instrument4427/1677
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 28, 2022
Property Address3051 SHELL RD, JAY, FL 32565-1735
Document Number0042632058
Book / Page4263 / 2058
Instrument DateMar 21, 2022
Instrument202218505
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address243 WEST CASURINA PLEASE, 243, BEVERLY HILLS, FL 34465

Transferred To (Grantee/Buyer)

NameVerified Name
Address3051 SHELL RD, JAY, FL 32565-1735

Mortgage

Document Number0042632060
DateMar 28, 2022
Instrument4263/2060
Lender
NameGULF WINDS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$157,256 (+5.37%) Land $19,370 Building $137,886$157,256 (+5.37%) Land $19,370 Building $137,886
2024$1,807.00 (+31.9%)$149,236 (+2.08%) Land $14,900 Building $134,336$149,236 (+2.08%) Land $14,900 Building $134,336
2023$1,370.00 (-15.28%)$146,196 (+8.5%) Land $13,410 Building $132,786$146,196 (+8.5%) Land $13,410 Building $132,786
2022$1,617.00$134,741$134,741 Land $8,940 Building $125,801

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 617 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-5N-29-0000-03304-0000
Alternative APN
  • N295200000033040000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area
Gross Area1,864 sqft Gross Area
1st Floor1,400 sqft 1st Floor
Upper Floors448 sqft Upper Floors
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area64,904 sqft (1.49 acres)
Garage Area768 sqft Garage
Shed1 Shed
Shed Area1 sqft Shed
Porch Area464 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3051 SHELL RD
CityJAY
StateFL
Zip32565-1735
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESC UPDATE FOR 2023* COM AT SW COR 20-5N-29W THN N89*1847E 911.88 FT THN N01*2718W 578.36 FT THN S89*2901W 163.53 FT TO W R/W OF CO RD FOR POB & CONT 321.69 FT THN N01*2718W 359.19 FT THN N89*2901E 40.13 FT TO R/W THN S39*1120E ALNG R/W 460.01 FT T
Legal Range29W
Legal Township5N
Legal Section20
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1033
Census Tract10200

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