3095 Totem Trl, Reading, MI 49274 Property Records

Hillsdale County property record for 3095 Totem Trl, Reading, MI 49274

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,352 sqft · built 1997
Lot Size	0.585 acres (25,508 sqft)
Owner	2 Trust Names on File
Last Sale	$135,000 (Jun 2018)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-140-001-156`

Property Details

APN / Parcel Number

Primary APN	`10-140-001-156`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	25,508 sqft (0.585 acres)
Lot Width	253 ft Width
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3095 TOTEM TRL
City	READING
State	MI
Zip	49274-9226
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ZONING
Legal Description	LOT 96 & 99 TOTEM VILLAGE SEC 8 T7S R4W SPLIT ON 09/14/2000 FROM 10 140 001 086; 10 140 001 089;
Legal Range	04W
Legal Township	07S
Legal Section	08
Legal Subdivision	TOTEM VILLAGE
Legal Lot Number	96,99
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	50400

Owner

3095 Totem Trl, a mobile home, is owner-occupied and held in a trust since July 2020.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3095 TOTEM TRL, READING, MI 49274-9226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Intrafamily Transfer, Transfer
Jun 8, 2018	Warranty Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Jun 22, 2011 · Amount on File
Deed Book / Page	1693 / 100
Last Transfer Date	Jul 9, 2020
Transfer Doc	1766/912
Record Updated	Sep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jul 13, 2020
Property Address	3095 TOTEM TRL, READING, MI 49274-9226
Document Number	1766/912
Book / Page	1766 / 912
Map Reference	LB 5 PG 42&43
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3095 TOTEM TRL, 3095, READING, MI 49274-9226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3095 TOTEM TRL, READING, MI 49274-9226

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 8, 2018
Property Address	3095 TOTEM TRL, READING, MI 49274-9226
Document Number	1693/0100
Book / Page	1693 / 0100
Map Reference	LB5 PG42&43
Instrument Date	Jun 7, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3095 TOTEM TRL, 3095, READING, MI 49274-9226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6217 HILL RD, BELLEVUE, MI 49021-9714

Tax Assessment & Valuation

The 2025 property tax bill for 3095 Totem Trl was $1,572.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,100 (+14.78%)	$194,141 (+14.76%) Land $25,382 Building $168,759
2025	$1,572.00 Homeowner's exemption	$84,600	$169,176 Land $25,382 Building $143,794
2023		$83,900	$167,757 Land $25,382 Building $142,375
2021	$1,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3095 Totem Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3095 Totem Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Totem Trl

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