Hillsdale County property record for 3075 Totem Trl, Reading, MI 49274
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $82,000 (Jan 2023) |
| Tax Bill | $58 (2021) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-140-001-088 |
| Primary APN | 10-140-001-088 |
|---|
| Street Address | 3075 TOTEM TRL |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9226 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 98 TOTEM VILLAGE SEC 8 T7S R4W |
| Legal Subdivision | TOTEM VILLAGE |
| Legal Lot Number | 98 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50400 |
3075 Totem Trl, residential vacant land, is owned by an individual who bought it in January 2023.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12880 HARTLEY RD, WALDRON, MI 49288-9725 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on File |
| Deed Sale | Jan 25, 2023 · Amount on File |
| Deed Document Number | 0000184321 |
| Deed Book / Page | 1843 / 21 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jan 25, 2023 |
| Property Address | 3075 TOTEM TRL, READING, MI 49274-9226 |
| Document Number | 0001843/21 |
| Book / Page | 1843 / 21 |
| Map Reference | LB 5 PG 42&43 |
| Instrument Date | Jan 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | NOT AVAILABLE, ELEVATE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 444, READING, MI 49274-0444 |
| Name | Verified Name |
|---|---|
| Address | 12880 HARTLEY RD, WALDRON, MI 49288-9725 |
| Document Number | 0018430023 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 1843-0023 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,000 | $8,000 Land $8,000 | |
| 2021 | $58.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3075 Totem Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3075 Totem Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: DMCI Broadband, Mercury Fiber.
5G (outdoors only) and 4G LTE
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