3095 E Peterson Rd, Troy, OH 45373 Property Records

Miami County property record for 3095 E Peterson Rd, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,208 sqft · built 1998
Lot Size	10 acres (435,687 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Dec 2024)
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F10-000570`

Property Details

APN / Parcel Number

Primary APN	`F10-000570`
Alternative APN	`021134.0-01-002-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,008 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,687 sqft (10 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3095 E PETERSON RD
City	TROY
State	OH
Zip	45373-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-2-34 PT SW COR SW TR 7
Legal Range	02
Legal Township	11
Legal Section	34
Legal Tract	7
Jurisdiction	MIAMI OH
Township / Civil Division	LOSTCREEK
Census Block Group	2
Census Block	2034
Census Tract	390100

Owner

Source: Miami County records · APN F10-000570

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3095 E PETERSON RD, TROY, OH 45373-7779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	2258
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3095 E PETERSON RD, TROY, OH 45373-7779
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012430
Date	Jul 16, 2021
Instrument	2021OR-12430

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 20, 2018
Property Address	3095 E PETERSON RD, TROY, OH 45373-7779
Document Number	0000007563
Map Reference	VL 41 PG 172
Instrument Date	Jun 15, 2018
Instrument	2018OR-07563
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3095 E PETERSON RD, TROY, OH 45373-7779

Mortgage

Document Number	0000007564
Date	Jun 20, 2018
Instrument	2018OR-07564

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Lostcreek Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,422.00 (+20.62%) Homeowner's exemption	$137,540 (+27.77%) Land $20,320 Building $117,220	$440,500 (+20.19%) Land $105,600 Building $334,900
2024	$3,666.00 (+1.55%) Homeowner's exemption	$107,650 (-) Land $12,730 Building $94,920
2023	$3,610.00 (-19.76%) Homeowner's exemption	$107,650 (-16.08%) Land $12,730 Building $94,920	$366,500 (-) Land $95,300 Building $271,200
2022	$4,499.00 Homeowner's exemption	$128,280 Land $33,360 Building $94,920	$366,500 Land $95,300 Building $271,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093901002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013, other causes

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Imagine Networks	Fiber	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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