Arapahoe County property record for 3095 E Otero Cir, Centennial, CO 80122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,395 sqft · built 1990 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $763,000 (Oct 2017) |
| Tax Bill | $8,125 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2077-36-4-19-019 |
| Primary APN | 2077-36-4-19-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,395 sqft Living Area |
| Gross Area | 5,132 sqft |
| 1st Floor Area | 1,549 sqft |
| 2nd Floor Area | 1,340 sqft |
| Basement Area | 1,537 sqft |
| Finished Basement | 1,506 sqft |
| Unfinished Basement | 31 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 83 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 646 sqft |
| Driveway | Driveway |
| Driveway Area | 3 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 412 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 033080181 |
|---|---|
| Street Address | 3095 E OTERO CIR |
| City | CENTENNIAL |
| State | CO |
| Zip | 80122-3660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 003 LOT 016 LOT 16 EX SE .51 FT BLK 3 THE HIGHLANDS 460 5TH FLG |
| Legal Range | 68W |
| Legal Township | 5S |
| Legal Section | 36 |
| Legal Quarter | 4 |
| Legal Subdivision | THE HIGHLANDS 460 5TH FLG |
| Legal Block | 003 |
| Legal Lot Number | 16 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5630 |
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Apr 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRSTBANK |
| Jul 14, 2020 | Intrafamily Transfer, Transfer |
| Oct 24, 2017 | Warranty Deed, Transfer UNIVERSAL LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on Record |
| Deed Sale | Oct 24, 2017 · Amount on Record |
| Prior Sale | Jun 14, 2007 · Amount on Record |
| Deed Document Number | 2017120726 |
| Prior Transfer Date | Oct 30, 1995 |
| Prior Transfer Doc | 0000117159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E0046800 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | E0046800 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Apr 12, 2021 |
| Property Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Document Number | 00E1059751 |
| Instrument Date | Jan 20, 2021 |
| Instrument | E1059751 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Document Number | 00E1059752 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | E1059752 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Jul 14, 2020 |
| Property Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Document Number | 00E0086385 |
| Instrument Date | Jul 13, 2020 |
| Instrument | E0086385 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Oct 24, 2017 |
| Property Address | 3095 E OTERO CIR, CENTENNIAL, CO 80122-3660 |
| Document Number | 00D7120726 |
| Instrument Date | Oct 20, 2017 |
| Instrument | D7120726 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3095 E OTERO CIR CENTENNIAL CO 801223660, CENTENNIAL, CO 80122-3660 |
| Document Number | D7120727 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | D7120727 |
| Name | UNIVERSAL LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Littleton School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,390 (+0.97%) | $972,800 (-) Land $302,500 Building $670,300 | |
| 2025 | $8,125.00 (-0.07%) | $60,800 (-15.36%) | $972,800 (-8.39%) Land $302,500 Building $670,300 |
| 2024 | $8,131.00 (+30.45%) | ||
| 2023 | $71,837 (+38.95%) | $1,061,900 (+42.75%) Land $308,000 Building $753,900 | |
| 2022 | $51,701 | $743,900 Land $183,700 Building $560,200 | |
| 2021 | $6,233.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOWS WD serves 19,000 people · EPA ID CO0103100 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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