Arapahoe County property record for 3076 E Otero Cir, Centennial, CO 80122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,157 sqft · built 1993 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Dec 2016) |
| Tax Bill | $7,473 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2077-36-3-02-022 |
| Primary APN | 2077-36-3-02-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,157 sqft Living Area |
| Gross Area | 5,115 sqft |
| 1st Floor Area | 1,440 sqft |
| 2nd Floor Area | 1,291 sqft |
| Basement Area | 1,426 sqft |
| Finished Basement | 1,426 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Driveway | Driveway |
| Driveway Area | 3 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 528 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 032245760 |
|---|---|
| Street Address | 3076 E OTERO CIR |
| City | CENTENNIAL |
| State | CO |
| Zip | 80122-3659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR3 |
| Legal Description | SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 004 LOT 024 LOT 24 BLK 4 THE HIGHLANDS 460 5TH FLG |
| Legal Range | 68W |
| Legal Township | 5S |
| Legal Section | 36 |
| Legal Quarter | 3 |
| Legal Subdivision | THE HIGHLANDS 460 5TH FLG |
| Legal Block | 004 |
| Legal Lot Number | 24 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5630 |
Source: Arapahoe County records · APN 2077-36-3-02-022
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3076 E OTERO CIR, CENTENNIAL, CO 80122-3659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2016 · Amount on Record |
| Deed Sale | Dec 07, 2016 · Amount on Record |
| Prior Sale | Apr 22, 2013 · Amount on Record |
| Deed Document Number | 2016141231 |
| Prior Transfer Date | Jun 13, 2013 |
| Prior Transfer Doc | 0000074968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 3076 E OTERO CIR, CENTENNIAL, CO 80122-3659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00E0149956 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | E0149956 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 3076 E OTERO CIR, CENTENNIAL, CO 80122-3659 |
| Document Number | 00D9080311 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3076 E OTERO CIR CENTENNIAL CO 801223659, CENTENNIAL, CO 80122-3659 |
| Document Number | 00D9080311 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | D9080311 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Littleton School District 6 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,338 (+0.32%) | $898,500 (-) Land $275,000 Building $623,500 | |
| 2025 | $7,473.00 (+8.16%) | $56,157 (-2.3%) | $898,500 (-1.58%) Land $275,000 Building $623,500 |
| 2024 | $6,909.00 (+25.57%) | ||
| 2023 | $57,479 | $912,900 Land $280,000 Building $632,900 | |
| 2021 | $5,502.00 |
Source: FEMA National Flood Hazard Layer, Arapahoe County (08005C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080050056303, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 444 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CO0103100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILLOWS WD serves 19,000 people |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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