Lake County property record for 3095 Arcola Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 1947 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | Owner Name on File |
| Last Sale | $132,000 (Mar 2002) |
| Tax Bill | $5,854 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-A-077-0-00-005-0 |
| Primary APN | 01-A-077-0-00-005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 77,972 sqft (1.79 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 140 sqft |
| Patio Area | 33 sqft |
| Shed | 1 Shed |
| Shed Area | 462 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 163 |
|---|---|
| Street Address | 3095 ARCOLA RD |
| City | MADISON |
| State | OH |
| Zip | 44057-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 2 TRACT 1 |
| Legal Subdivision | MADISON TOWNSHIP 01 |
| Legal Tract | 1 |
| Legal Lot Number | 2 236 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 206700 |
The current owner of 3095 Arcola Rd acquired it in November 2007.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3095 ARCOLA RD, MADISON, OH 44057-3036 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2002 · Amount on File |
| Deed Sale | Mar 29, 2002 · Amount on File |
| Prior Sale | Aug 13, 2002 |
| Deed Document Number | 0000015877 |
| Last Transfer Date | Nov 9, 2007 |
| Transfer Doc | 0000038646 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3095 ARCOLA RD, MADISON, OH 44057-3036 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009289 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022R009289 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,854.00 (+70.67%) Homeowner's exemption | $52,670 (-) Land $14,800 Building $37,870 | |
| 2022 | $3,430.00 | $52,670 Land $14,800 Building $37,870 | |
| 2021 | $150,490 Land $42,290 Building $108,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3095 Arcola Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3095 Arcola Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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