Lake County property record for 2976 Arcola Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,022 sqft · built 1974 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Apr 2025) |
| Tax Bill | $7,949 (2023) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-A-077-0-00-030-0 |
| Primary APN | 01-A-077-0-00-030-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,022 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 670 sqft |
| Finished Basement | 670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 73,181 sqft (1.68 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 152 sqft |
| Patio Area | 112 sqft |
| Canopy | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2976 ARCOLA RD |
|---|---|
| City | MADISON |
| State | OH |
| Zip | 44057-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 2 TRACT 1 |
| Legal Tract | 1 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 206700 |
2976 Arcola Rd is owned and occupied by an individual who bought it in April 2025.
Source: Lake County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2976 ARCOLA RD, MADISON, OH 44057-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 25, 2025 | Transfer on Death Deed, Transfer |
| Feb 2, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on File |
| Deed Sale | Apr 23, 2025 · Amount on File |
| Prior Sale | Sep 25, 1989 |
| Deed Document Number | 20257961 |
| Prior Transfer Date | Feb 20, 2025 |
| Prior Transfer Doc | 0000003446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2976 ARCOLA RD, MADISON, OH 44057-3039 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2976 ARCOLA RD, MADISON, OH 44057-3039 |
| Document Number | 0000006024 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023R006024 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STONEHAM, ME 04231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 25, 2025 |
| Property Address | 2976 ARCOLA RD, MADISON, OH 44057-3039 |
| Document Number | 0000003447 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 2025R003447 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2976 ARCOLA RD, MADISON, OH 44057-3039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2976 ARCOLA RD, MADISON, OH 44057-3039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002704 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 2018R002704 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,870 Land $18,720 Building $80,150 | $282,470 Land $53,480 Building $228,990 | |
| 2023 | $7,949.00 (+33.15%) Homeowner's exemption Senior Citizen's exemption | $71,520 (-) Land $14,740 Building $56,780 | |
| 2022 | $5,970.00 Homeowner's exemption Senior Citizen's exemption | $71,520 Land $14,740 Building $56,780 | |
| 2021 | $204,360 Land $42,120 Building $162,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2976 Arcola Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2976 Arcola Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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