3094 Lone Pine Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3094 Lone Pine Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,491 sqft · built 2002
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Mar 2022)
Tax Bill	$10,418 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.07-2-15`

Property Details

APN / Parcel Number

Primary APN	`013089 27.07-2-15`
Alternative APNs	`308902700700020150000000` `02700700020150000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,491 sqft Living Area
1st Floor Area	1,399 sqft
2nd Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	34,412 sqft (0.79 acres)
Lot Depth	305 ft Depth
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700700020150000000
Street Address	3094 LONE PINE RD
City	SCHENECTADY
State	NY
Zip	12303-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO30
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1012
Census Tract	14616

Owner

3094 Lone Pine Rd is owned and occupied by an individual who bought it in March 2022.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3094 LONE PINE RD, SCHENECTADY, NY 12303-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Nov 19, 2002 · Amount on File
Deed Document Number	20228306
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3094 LONE PINE RD, SCHENECTADY, NY 12303-5000
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 N GRAND ST, COBLESKILL, NY 12043-4122

Mortgage

Document Number	0000000307
Date	Mar 28, 2022
Instrument	R2022-8307

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3094 Lone Pine Rd was $10,418 with exemptions applied, up 6.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,418.00 (+6.14%) Disabled Person's exemption Veteran's exemption
2025	$9,815.00 Disabled Person's exemption Veteran's exemption	$375,000 Land $75,000 Building $300,000	$500,000 Land $100,000 Building $400,000
2023		$375,000 (-) Land $75,000 Building $300,000	$441,176 (+7.06%) Land $88,235 Building $352,941
2022		$375,000 Land $75,000 Building $300,000	$412,088 Land $82,418 Building $329,670
2021	$9,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3094 Lone Pine Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3094 Lone Pine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20