3087 Lone Pine Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3087 Lone Pine Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,546 sqft · built 1970
Lot Size	0.478 acres (20,844 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jan 2026)
Tax Bill	$6,163 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.07-2-8`

Property Details

APN / Parcel Number

Primary APN	`013089 27.07-2-8`
Alternative APNs	`308902700700020080000000` `02700700020080000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	410 sqft
Finished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,844 sqft (0.478 acres)
Lot Dimensions	198 ft deep x 105 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700700020080000000
Street Address	3087 LONE PINE RD
City	SCHENECTADY
State	NY
Zip	12303-5077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 4
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3016
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1808 5TH AVE, TROY, NY 12180-3376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Deed Document Number	20261009
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 15, 2026
Property Address	3087 LONE PINE RD, SCHENECTADY, NY 12303-5077
Document Number	0000000009
Map Reference	MAP 4497 DR 164
Instrument Date	Jan 26, 2025
Instrument	R2026-1009
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3087 LONE PINE RD, SCHENECTADY, NY 12303-5077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 5TH AVE, TROY, NY 12180-3376

Mortgage

Document Number	0000000010
Date	Jan 15, 2026
Instrument	R2026-1010

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,163.00 (+138.78%) Homeowner's exemption Senior Citizen's exemption
2025	$2,581.00 (-13.85%) Homeowner's exemption Senior Citizen's exemption	$232,000 (-) Land $46,000 Building $186,000	$309,333 (+13.33%) Land $61,333 Building $248,000
2023		$232,000 (-) Land $46,000 Building $186,000	$272,941 (+7.06%) Land $54,118 Building $218,823
2022		$232,000 Land $46,000 Building $186,000	$254,945 Land $50,549 Building $204,396
2021	$2,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20