Burke County property record for 3093 Flat Gap Rd, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1956 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Jan 2026) |
| Tax Bill | $983 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2732771781 |
| Primary APN | 2732771781 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Tile |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Slab |
| Porch Area | 276 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3093 FLAT GAP RD |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-8769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3093 FLAT GAP RD VALDESE, NC 28690 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21201 |
Source: Burke County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3093 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Aug 3, 2022 · Amount on Record |
| Deed Document Number | 202626000804 |
| Deed Book / Page | 2852 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 30, 2026 |
| Property Address | 3093 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 0028520205 |
| Book / Page | 2852 / 205 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026000804 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3093 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 2026000805 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026000805 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 3, 2022 |
| Property Address | 3093 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 0026380123 |
| Book / Page | 2638 / 123 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2021024207 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 MAIN ST E, VALDESE, NC 28690-2810 |
| Name | Verified Name |
|---|---|
| Address | 3093 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 2021024208 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2021024208 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983.00 (+0.51%) | $134,373 (-) Land $19,771 Building $114,602 | $134,373 (-) Land $19,771 Building $114,602 |
| 2025 | $978.00 (-0.31%) | $134,373 (-) Land $19,771 Building $114,602 | $134,373 (-) Land $19,771 Building $114,602 |
| 2023 | $981.00 | $134,373 Land $19,771 Building $114,602 | $134,373 Land $19,771 Building $114,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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