Burke County property record for 3059 Flat Gap Rd, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,656 sqft · built 1956 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Aug 2021) |
| Tax Bill | $1,416 (2026) |
| Deeds & Mortgages | Jun 2024 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2732679897 |
| Primary APN | 2732679897 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Basement Area | 801 sqft |
| Unfinished Basement | 801 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 18 sqft |
| Patio Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3059 FLAT GAP RD |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-8769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3059 FLAT GAP RD VALDESE, NC 28690 |
| Legal Subdivision | CAROLINA LEGAL GROUP |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21201 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3059 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 31, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 30, 2017 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Sep 2, 2005 · Amount on Record |
| Deed Document Number | 202110355 |
| Deed Book / Page | 2566 / 430 |
| Prior Transfer Date | May 13, 2021 |
| Prior Transfer Doc | 0000005579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3059 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0027470330 |
|---|---|
| Date | Jun 3, 2024 |
| Book Page | 2747/330 |
| Instrument | 2024004785 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 31, 2021 |
| Property Address | 3059 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 0025660430 |
| Book / Page | 2566 / 430 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021010355 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 4TH ST SW, HICKORY, NC 28602-2819 |
| Name | Verified Name |
|---|---|
| Address | 3059 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 2021010356 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021010356 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3059 FLAT GAP RD, VALDESE, NC 28690-8769 |
| Document Number | 0023010419 |
| Book / Page | 002301 / 000419 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3059 FLAT GAP RD VALDESE NC 286908769, VALDESE, NC 28690-8769 |
| Document Number | 0023010419 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 002301/000419 |
| Instrument | 6207 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Jul 10, 2057 |
| Rate | 3.75% |
|---|
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,416.00 (+0.35%) | $199,917 (-) Land $17,698 Building $182,219 | $199,917 (-) Land $17,698 Building $182,219 |
| 2025 | $1,411.00 (-0.42%) | $199,917 (-) Land $17,698 Building $182,219 | $199,917 (-) Land $17,698 Building $182,219 |
| 2023 | $1,417.00 | $199,917 Land $17,698 Building $182,219 | $199,917 Land $17,698 Building $182,219 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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