30920 Montclair Dr, Lindstrom, MN 55045 Property Records

Chisago County property record for 30920 Montclair Dr, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1987
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2019)
Tax Bill	$3,796 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00662-00`

Property Details

APN / Parcel Number

Primary APN	`15-00662-00`
Alternative APNs	`3173439` `3367792` `3452336` `3982970`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,638 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Tuck-Under
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3982970
Street Address	30920 MONTCLAIR DR
City	LINDSTROM
State	MN
Zip	55045-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME MONTCLAIR HEIGHTS LOT 005 BLOCK 002 SUBDIVISIONCD 15280
Legal Range	020
Legal Township	034
Legal Section	33
Legal Subdivision	MONTCLAIR HEIGHTS
Legal Block	2
Legal Lot Number	5
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	1
Census Block	1007
Census Tract	110501

Owner

30920 Montclair Dr is owned and occupied by an individual who bought it in February 2019.

Source: Chisago County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	30920 MONTCLAIR DR, LINDSTROM, MN 55045-9328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	2019616801
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Feb 19, 2019
Property Address	30920 MONTCLAIR DR, LINDSTROM, MN 55045-9328
Document Number	000A616801
Instrument Date	Feb 15, 2019
Instrument	A616801
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A616802
Date	Feb 19, 2019
Instrument	A616802

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	May 23, 2017
Property Address	30920 MONTCLAIR DR, LINDSTROM, MN 55045-9328
Document Number	000A599001
Instrument Date	May 22, 2017
Instrument	A599001
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.90
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30920 MONTCLAIR DR, LINDSTROM, MN 55045-9328
Investor	Possibly a Property Investor

Mortgage

Document Number	000A599002
Date	May 23, 2017
Instrument	A599002

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 30920 Montclair Dr was $3,796 with a homeowner's exemption, up 2.9% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,796.00 (+2.93%)
2025	$3,688.00 Homeowner's exemption
2024		$277,300 (-4.28%)	$297,100 (-0.93%)
2023	$3,516.00 (-0.34%) Homeowner's exemption	$289,700 (+5.23%)	$299,900 (+4.6%) Land $68,600 Building $231,300
2022	$3,528.00 (+12.93%) Homeowner's exemption	$275,300 (+35.42%)	$286,700 (+29.9%) Land $68,400 Building $218,300
2021	$3,124.00	$203,300	$220,700 Land $52,400 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30920 Montclair Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1996)
Most Recent Claim	May 1996 · Flooding And Severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30920 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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