30875 Montclair Dr, Lindstrom, MN 55045 Property Records

Chisago County property record for 30875 Montclair Dr, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,336 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2026)
Tax Bill	$5,208 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00667-10`

Property Details

APN / Parcel Number

Primary APN	`15-00667-10`
Alternative APNs	`3172932` `3367657` `3452280` `3982497`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	2,682 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	738 sqft
Parking Spaces	3 Parking Spaces
Deck Area	721 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3982497
Street Address	30875 MONTCLAIR DR
City	LINDSTROM
State	MN
Zip	55045-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME MONTCLAIR HEIGHTS LOT 001 BLOCK 003 SUBDIVISIONCD 15280
Legal Range	020
Legal Township	034
Legal Section	33
Legal Subdivision	MONTCLAIR HEIGHTS
Legal Block	3
Legal Lot Number	1
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	1
Census Block	1005
Census Tract	110501

Owner

30875 Montclair Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Chisago County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30875 MONTCLAIR DR, LINDSTROM, MN 55045-8322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 18, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Dec 28, 2006 · Amount on File
Deed Document Number	2026694041
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jun 25, 2026
Property Address	30875 MONTCLAIR DR, LINDSTROM, MN 55045-8322
Document Number	0000694041
Instrument Date	Jun 18, 2026
Instrument	2026694041
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TITLE WERKS LLC, TITLE WERKS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30875 MONTCLAIR DR, LINDSTROM, MN 55045-8322

Mortgage

Document Number	0000694042,
Date	Jun 25, 2026
Instrument	2026694042

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	30875 MONTCLAIR DR, LINDSTROM, MN 55045-8322
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A-603612
Date	Oct 18, 2017
Instrument	A-603612

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 30875 Montclair Dr was $5,208 with a homeowner's exemption, up 2.8% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,208.00 (+2.76%)
2025	$5,068.00 Homeowner's exemption
2024		$382,900 (-3.45%)	$394,000 (-1.01%)
2023	$4,794.00 (-0.42%) Homeowner's exemption	$396,600 (+5.14%)	$398,000 (+4.68%) Land $68,000 Building $330,000
2022	$4,814.00 (+12.01%) Homeowner's exemption	$377,200 (+34.19%)	$380,200 (+30.16%) Land $68,000 Building $312,200
2021	$4,298.00	$281,100	$292,100 Land $52,000 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30875 Montclair Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1996)
Most Recent Claim	May 1996 · Flooding And Severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30875 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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