3092 Thunder Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3092 Thunder Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,907 sqft · built 1967
Lot Size	4.94 acres (215,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Jun 2006)
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Jan 2026 Sale Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-25-010135-000-00`

Property Details

APN / Parcel Number

Primary APN	`31-05-25-010135-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,907 sqft Living Area
1st Floor Area	2,907 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Frame (Stucco or Asbestos)
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	215,535 sqft (4.94 acres)
Porch	Slab
Porch Area	35 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3092 THUNDER RD
City	MIDDLEBURG
State	FL
Zip	32068-7181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NW1/4 S31T5R25 AS REC OR 123 PG 547;283 PG 257;396 PG 405;593 PG 62;651 PG 446; 128
Legal Range	25E
Legal Township	05S
Legal Section	31
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1007
Census Tract	31201

Owner

Source: Clay County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3116 THUNDER RD, MIDDLEBURG, FL 32068-7181
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SCOTT OEHLER ETUX
Nov 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2006 · Amount on Record
Deed Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	200641870
Deed Book / Page	2743 / 461
Last Transfer Date	Dec 18, 2025
Transfer Doc	0050091639
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 30, 2026
Property Address	3092 THUNDER RD, MIDDLEBURG, FL 32068-7181
Document Number	0050091639
Book / Page	5009 / 1639
Instrument Date	Dec 18, 2025
Instrument	2026004490
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,143.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 THUNDER RD, MIDDLEBURG, FL 32068-7181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 THUNDER RD, MIDDLEBURG, FL 32068-7181

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 31, 2023
Property Address	3092 THUNDER RD, MIDDLEBURG, FL 32068-7181
Document Number	0047700477
Book / Page	4770 / 477
Instrument Date	Oct 27, 2023
Instrument	2023054380
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3092 THUNDER RD, MIDDLEBURG, FL 32068-7181

Mortgage

Document Number	0004770481
Date	Oct 31, 2023
Instrument	4770/481

Lender

Name	SCOTT OEHLER ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Nov 27, 2019
Property Address	3092 THUNDER RD, MIDDLEBURG, FL 32068-7181
Document Number	0042550692
Book / Page	004255 / 000692
Instrument Date	Nov 22, 2019
Instrument	63401
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 WALNUT DR GARNER NC 275299568, GARNER, NC 27529-9568

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,495.00 (+38.18%)	$334,866 (+269.41%) Land $149,213 Building $185,653	$334,866 (+21.13%) Land $149,213 Building $185,653
2024	$3,253.00 (+195.46%)
2023	$1,101.00 (+16.26%) Homeowner's exemption	$90,649 (+3.14%) Land $20,065 Building $70,584	$276,462 (+24.46%)
2022	$947.00 Homeowner's exemption	$87,890 Land $15,675 Building $72,215	$222,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	25 / 3

May also be available: Xfinity.

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