3077 Thunder Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3077 Thunder Rd, Middleburg, FL 32068 · Last verified June 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1998
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Mar 2024)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-05-24-006761-005-00`

Property Details

APN / Parcel Number

Primary APN	`36-05-24-006761-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	315 ft deep x 140 ft wide
Garage Area	840 sqft
Porch	Open/Unfinished Porch
Porch Area	1,064 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	3077 THUNDER RD
City	MIDDLEBURG
State	FL
Zip	32068-7176
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF N1/2 S36T5R24 A/K/A PRCL 3 AS REC OR 4804 PG 876
Legal Range	24E
Legal Township	05S
Legal Section	36
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1012
Census Tract	31201

Owner

Source: Clay County records · APN 36-05-24-006761-005-00

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Oct 04, 2021	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Sep 11, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Oct 04, 2021 · Amount on Record
Deed Document Number	202412694
Deed Book / Page	4804 / 876
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	May 05, 2026
Property Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176
Document Number	0050421118
Book / Page	5042 / 1118
Instrument Date	Apr 30, 2026
Instrument	202622064
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SUMMIT DR, ORANGE PARK, FL 32073-7621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022064,
Date	May 05, 2026
Book Page	5042/1118
Instrument	202622064

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 18, 2024
Property Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176
Document Number	0048040876
Book / Page	4804 / 876
Instrument Date	Mar 15, 2024
Instrument	2024012694
Transaction Type	Transfer
Record Updated	May 09, 2024
Title Company	GLOBAL TITLE PROFESSIONALS LLC, GLOBAL TTL PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9953 LANGSTON DR, DENHAM SPRINGS, LA 70706-1161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176

Mortgage

Document Number	0004804878
Date	Mar 18, 2024
Instrument	4804/878

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 04, 2021
Property Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176
Document Number	0045171475
Book / Page	4517 / 1475
Instrument Date	Oct 01, 2021
Instrument	2021062459
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 996, NEW CASTLE, CO 81647-0996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176

Mortgage

Document Number	0045171477
Date	Oct 04, 2021
Instrument	4517/1477

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	3077 THUNDER RD, MIDDLEBURG, FL 32068-7176
Document Number	0043621905
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2026 FLINT MI 485012026, FLINT, MI 48501-2026

Mortgage

Document Number	0043621905
Date	Oct 08, 2020
Book Page	004362/001905
Instrument	52424

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	10500 KINCAID DR # 300, FISHERS, IN 46037-9764

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 07, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (-50.58%)	$146,861 (-33.72%)	$217,825 (-1.69%) Land $45,450 Building $172,375
2023	$3,292.00 (+34.2%)	$221,570 (+50.29%) Land $45,450 Building $176,120	$221,570 (+50.29%) Land $45,450 Building $176,120
2022	$2,453.00	$147,432 Land $30,300 Building $117,132	$147,432 Land $30,300 Building $117,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190312011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 74 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 546 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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