Osceola County property record for 3092 Nottel Dr, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,342 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2023) |
| Tax Bill | $9,903.00 (2024) |
| Primary APN | 20-26-31-3429-0001-2180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,342 sqft Living Area |
| Gross Area | 4,175 sqft Gross Area |
| 1st Floor | 1,842 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached Garage |
| Garage Area | 530 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3092 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8768 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 218 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES |
| Legal Phase | 3 |
| Legal Lot Number | 218 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-3429-0001-2180
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Dec 29, 2020 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2020 · Amount on Record |
| Deed Doc Number | 202395755 |
| Deed Book / Page | 6445 / 1736 |
| Prior Transfer Date | Jul 14, 2023 |
| Prior Transfer Doc | 0000095753 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Document Number | 0069290484 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 6929/484 |
| Instrument | 2026026610 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 25, 2023 |
| Property Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Document Number | 0064451736 |
| Book / Page | 6445 / 1736 |
| Map Reference | MB 29 PG 5 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023095755 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Document Number | 0064451738 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 6445/1738 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Document Number | 0058601577 |
| Book / Page | 5860 / 1577 |
| Map Reference | MB 29 PG 5 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020176544 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,676.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 3092 NOTTEL DR, SAINT CLOUD, FL 34772-8768 |
| Document Number | 0058601581 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 5860/1581 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,666.00 (-2.39%) | $470,100 (-0.63%) Land $75,000 Building $395,100 | $470,100 (-0.63%) Land $75,000 Building $395,100 |
| 2024 | $9,903.00 (+11.36%) | ||
| 2023 | $8,893.00 (+11.48%) Homeowner's exemption | $473,100 (+23.17%) Land $70,000 Building $403,100 | $473,100 (+23.17%) Land $70,000 Building $403,100 |
| 2022 | $7,977.00 | $384,100 Land $60,000 Building $324,100 | $384,100 Land $60,000 Building $324,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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