Osceola County property record for 3077 Nottel Dr, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,580 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Sep 2025) |
| Tax Bill | $8,924 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-31-3429-0001-2460 |
| Primary APN | 20-26-31-3429-0001-2460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,191 sqft |
| 1st Floor Area | 1,132 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Patio Area | 288 sqft |
| Heating System | Central |
|---|
| Street Address | 3077 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 246 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES |
| Legal Phase | 3 |
| Legal Lot Number | 246 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-3429-0001-2460
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Sep 19, 2025 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Oct 20, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2021 · Amount on Record |
| Deed Document Number | 2025116203 |
| Deed Book / Page | 6851 / 725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2026 |
| Property Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Document Number | 0000074678 |
| Book / Page | 6983 / 2995 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202674678 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LL |
| Name | Verified Name |
|---|---|
| Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Document Number | 0000074678, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 6983/2995 |
| Instrument | 202674678 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Document Number | 0068510725 |
| Book / Page | 6851 / 725 |
| Map Reference | MB 29 PG 5-8 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025116203 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Name | Verified Name |
|---|---|
| Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Document Number | 0006851727 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 6851/727 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Document Number | 0060690874 |
| Book / Page | 6069 / 874 |
| Map Reference | MB 29 PG 5-8 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021163500 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,201.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Address | 3077 NOTTEL DR, SAINT CLOUD, FL 34772-8771 |
| Document Number | 0006069876 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 6069/876 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,924.00 (-0.53%) | $403,900 (-0.93%) Land $75,000 Building $328,900 | $403,900 (-0.93%) Land $75,000 Building $328,900 |
| 2024 | $8,972.00 (+5.12%) | $407,700 (+1.47%) Land $70,000 Building $337,700 | $407,700 (+1.47%) Land $70,000 Building $337,700 |
| 2023 | $8,535.00 (+10.87%) | $401,800 (+18.35%) Land $70,000 Building $331,800 | $401,800 (+18.35%) Land $70,000 Building $331,800 |
| 2022 | $7,698.00 | $339,500 Land $60,000 Building $279,500 | $339,500 Land $60,000 Building $279,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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