Scott County property record for 309 Young St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Aug 2026) |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-225.000 |
| Primary APN | 166-20-225.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 31367 |
|---|---|
| Street Address | 309 YOUNG ST |
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO |
| Legal Subdivision | CITY GEO |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 YOUNG ST, GEORGETOWN, KY 40324-1971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Deed Document Number | 2026599754 |
| Deed Book / Page | 468 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 309 YOUNG ST, GEORGETOWN, KY 40324-1971 |
| Document Number | 0000599754 |
| Book / Page | 468 / 354 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026599754 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 YOUNG ST, GEORGETOWN, KY 40324-1971 |
| Document Number | 0000599754, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1915/626 |
| Instrument | 2026599754 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 309 YOUNG ST, GEORGETOWN, KY 40324-1971 |
| Document Number | 0000599755 |
| Book / Page | 1915 / 626 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026599755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 309 YOUNG ST, GEORGETOWN, KY 40324-1971 |
| Document Number | 0000599755, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1915/626 |
| Instrument | 2026599755 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,000 (-) | $141,000 (-) | |
| 2025 | $1,255.00 (+68.46%) | $141,000 (+71.53%) | $141,000 (+71.53%) |
| 2023 | $745.00 (+11.36%) | $82,200 (+6.48%) Land $20,000 Building $62,200 | $82,200 (+6.48%) Land $20,000 Building $62,200 |
| 2022 | $669.00 | $77,200 Land $15,000 Building $62,200 | $77,200 Land $15,000 Building $62,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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