305 Young St, Georgetown, KY 40324 Property Records

Scott County property record for 305 Young St, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,175 sqft · built 2004
Lot Size0.26 acres (11,310 sqft)
OwnerCompany Name on Record
Tax Bill$962 (2025)
Deeds & MortgagesOct 2026 Mortgage
Aug 2026 Transfer
Flood ZoneZone X (minimal risk)
APN166-20-194.000

Property Details

APN / Parcel Number

Primary APN166-20-194.000
Alternative APN
  • 25153

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,175 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,310 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number25153
Street Address305 YOUNG ST
CityGEORGETOWN
StateKY
Zip40324-1971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY GEO
Legal SubdivisionCITY GEO
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2017
Census Tract40101

Owner

Source: Scott County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address120 MARKET PLACE CIR, C, GEORGETOWN, KY 40324-7205
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2026Deed, Transfer · Conventional Mortgage
STOCK YARDS BANK
Aug 13, 2026Quit Claim Deed, Transfer
LAND TITLE, LAND GROUP TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2026
Deed SaleOct 12, 2026
Prior SaleDec 19, 2014 · Amount on Record
Deed Document Number2026607032
Deed Book / Page469 / 417
Prior Transfer DateAug 7, 2026
Prior Transfer Doc0000598170
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateOct 12, 2026
Property Address305 YOUNG ST, GEORGETOWN, KY 40324-1971
Document Number0000607032
Book / Page469 / 417
Instrument DateSep 30, 2026
Instrument2026607032
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$133,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000607033,
DateOct 12, 2026
Instrument2026607033
Lender
NameSTOCK YARDS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 30, 2036
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCOTT KY
Recording DateAug 13, 2026
Property Address305 YOUNG ST, GEORGETOWN, KY 40324-1971
Document Number0000598170
Book / Page468 / 79
Instrument DateAug 7, 2026
Instrument2026598170
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyLAND TITLE, LAND GROUP TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 LOCH LOMOND DR, GEORGETOWN, KY 40324-8501

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,100 (-)$108,100 (-)
2025$962.00 (+10.07%)$108,100 (+12.14%)$108,100 (+12.14%)
2023$874.00 (+14.7%)$96,400 (+9.67%) Land $20,000 Building $76,400$96,400 (+9.67%) Land $20,000 Building $76,400
2022$762.00$87,900 Land $11,500 Building $76,400$87,900 Land $11,500 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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