309 Windy Rush Rd, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 309 Windy Rush Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,059 sqft · built 1974
Lot Size	0.404 acres (17,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (May 2022)
Tax Bill	$1,966 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04065C0005.000000`

Property Details

APN / Parcel Number

Primary APN	`04065C0005.000000`
Alternative APNs	`5612 59 3242` `4145350` `155377`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,059 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	2,059 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,596 sqft (0.404 acres)
Lot Dimensions	166 ft deep x 106 ft wide
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	155377
Street Address	309 WINDY RUSH RD
City	KANNAPOLIS
State	NC
Zip	28081-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 5 OLDE COLONY
Legal Subdivision	AZALEA AVE AREA
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3019
Census Tract	41100

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 WINDY RUSH RD, KANNAPOLIS, NC 28081-5944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Oct 31, 1985 · Amount on Record
Deed Document Number	202216441
Deed Book / Page	16030 / 34
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 18, 2022
Property Address	309 WINDY RUSH RD, KANNAPOLIS, NC 28081-5944
Document Number	0001603034
Book / Page	16030 / 34
Instrument Date	May 16, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2554 WINIFRED DR SW, ROANOKE, VA 24018-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WINDY RUSH RD, KANNAPOLIS, NC 28081-5944

Mortgage

Document Number	0160300038
Date	May 18, 2022
Instrument	16030-0038

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.25%
Index	10-Year TN
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,540 (+83.68%) Land $58,000 Building $205,540
2024			$263,540 (+83.68%) Land $58,000 Building $205,540
2023	$1,966.00	$143,480 Land $28,000 Building $115,480	$143,480 Land $28,000 Building $115,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Hotwire Communications, Verizon.

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